Shop Your Way Credit Card Login, Payment, Customer Service, and More

Both have to offer certain benefits to cardholders, whether a store credit card or a general credit card. Store credit cards can save you a lot of dollars if utilized right. For instance, if you only shop at certain stores and brands. And you get a closed-loop card that brings you generous discounts, exclusive prices, and other perks when shopping at more than one brand. It will indeed be a good deal to have.

Many brands and stores offer exclusive credit cards to their customers. These cards can be used to make payments at any place, be it a gas station, grocery store, or certain brands & stores. In today’s article, we will talk about such a credit card powered by MasterCard. You can not only earn rewards and discounts when shopping at brands, but a certain percentage also reduces grocery shopping and gas bills by a certain percentage.

How to apply for Shop Your Way credit card? What are the qualification criteria, how to activate your card, features, and discounts, make payments, and a lot more that will be discussed in today’s article? So let’s get into it.

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What Is Shop Your Way?

Shop Your Way is a social shopping destination and rewards program for customers. Whether you want to purchase personal products, get personalized services, or get consultancy, you can enjoy perks and benefits when doing business with any retailer or service provider in the Shop Your Way partner network. Shop Citi Retail Services and Sear Holdings own your Way.

What Is SYW Credit Card?

If we specifically talk about the SYW credit card, it is a Citibank Mastercard under the retail reward program for the regular shoppers of Sears and Kmart stores. However, the benefits and perks provided to cardholders are not limited to Sears and Kmart. You can also earn cashback and rewards on your gas bills, restaurant purchases, and more.

Shop Your Way card is a very good investment for the regular shoppers of Sears and Kmart because the Mastercard is accepted at thousands of stores and locations. It means that regardless of what you are purchasing or where you are shopping, you can earn cashback on certain purchases(groceries, gas bills, restaurants, etc.). Besides, you also get a wide acceptability of Mastercard across the world. If you want to keep one widely accepted card that gives you exclusive discounts and cashback, SYW is a good choice.

Features Of Shop Your Way Card

Here are some of the features or benefits you enjoy with your SYW card:

Discounts And Cashback

Let’s firstly talk about the discounts and cashback you can enjoy as an SYW Mastercard credit card holder. The reward program of Citibank is usually in the form of cashback on your purchases, so here are the details of cashback percentages on different purchases:

  • Get a 5% cashback on all eligible gas purchases at the qualified gas stations
  • Get a 3% cashback on your restaurant bills, bar or café purchases when made at qualifying restaurants
  • Get a cashback of 3% on your grocery bills from the qualified stores
  • You will be entitled to straight 2% cashback on all the purchases you make from Kmart stores or Sears.
  • Get a 1% cashback on all purchases where Mastercard is accepted.

Easy Credit Card Approval

The credit card approval requirements are not too hard for people with good credit scores. Anyone having a credit score above 670 should be confident about getting approved for the SYW credit card.

No Annual Fee

There is no annual maintenance fee for SYW Mastercard holders. Therefore, you won’t regret keeping this Mastercard with you when shopping for daily purchases. However, a 3% transaction fee is charged when you are making foreign transactions.

Targetted Spending Bonus

Once you are an SYW Mastercard credit card holder, the company encourages you to spend more by incentivizing the spending. For instance, different users are informed about targeted spending bonuses via email. An example of a targeted spending bonus will be an offer to get 10% cashback on your next purchase of gas or grocery.

Low APR

The annual percentage rate(APR) of the SYW is lower than other competitors in the market. Besides, the ‘no interest for 6 months

Qualification Criteria SYW Credit Card

Whenever you are applying for a credit card, you must meet certain requirements, with credit score being the most important requirement. However, here are the general qualification criteria for a Shop-Your-Way Mastercard credit card:

  • Must be of age 18 or more. Your age should be 19 if you are residing in Alaska
  • A good credit score with a minimum of 670 to 700. If your credit score of above 700, your chances of getting approved are high
  • Your income should be enough to pay your credit card bills
  • A lower debt to have enough residual income
  • A valid SSN(Social Security Number)
  • U.S. resident with a valid I.P. address in the U.S.

How To Apply For SYW Credit Card?

How do you become an SYW credit card holder?

Here is how to sign up and apply for your SYW credit card:

  1. Visit the official website of the Shop Your Way card here.
  2. Look for Shop Your Way credit and tap on Apply Now.
  3. Fill in the information in the empty fields to complete the registration process.
  4. Continue to the next step, accept the Terms and Conditions, and submit.

Activate Your Credit Card

Once you have completed the registration process, you will receive your credit card at your mailing address. Here is how to activate your credit card:

  1. Go to the official website of Citibank Shop Your Way credit card and tap on Register Your Card.
  2. Enter the card number to start the activation process and tap on Continue.
  3. Follow the steps on the next page and enter the required information in the empty fields. Tap on Continue.
  4. The next step is to authorize and authenticate your account by verifying the code sent to text or call.
  5. Verify the account and complete the confirmation process. Create your username and password for future login.

Log In To Manage Your Card

You will need to register for online access to your SYW credit card account, make payments, and manage your account. You will use the same username and password to log in to your SYW account as you created for card activation.

Here are the simple steps to log in to your SYW account

  1. Visit the official website of Citibank SYW credit card here.
  2. Enter the User ID and password you created in the activation process.
  3. It will open the account dashboard in front of you. You can check your credit card bills, bonus points, and other details by logging into the account.
  4. If you want the web browser to remember your account details, tap on Remember My User ID at the login step. Once you save the option, you can log in to your account without any hassle.

How To Make Bill Payments For SYW Card?

You can pay your SYW card bills online, by phone, and by mail.

Online

When you want to make your Shop Your Way card bill payment via the website, follow these simple steps:

  1. Visit the official website of SYW Citibank card here.
  2. Login to your account, and if you don’t have one, tap on Register Now to make your account.
  3. Once logged in, tap on Account Details > Make A Payment.
  4. Enter the amount of your card bill, select the date, and enter the payment account.
  5. You will need to provide your bank routing number and bank account number to withdraw funds and pay card bills.

Via Phone Call

To make your payments via phone call, you will need to call on SYW credit card bills hotline. The number to call for payments is as follows: 877-816-9063

You must have your credit card along with you for convenient authentication. Make sure to write down your bank account number and routing number on a page. Also, check your credit card bill before calling on the hotline. Once on the call, follow the automatic prompts to complete the payment of your credit card bill.

Via Mail

You can also choose to pay the credit card bill by check or money order. Once you have written your check, mail it to the following address:

  1. P.O. Box 78024
    Phoenix, AZ 85062-8024
  2. PO Box 70610
    Philadelphia, PA 19176-0610

For express payments:

Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

SYW Card Customer Service

Via Call

Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: (800) 991-8708

Email

You can contact the company at the following email address:

info@shopyourway.com

Mail

Alternatively, you can send your credit card-related queries to the mailing address of the You’re your Way credit card:

PO BOX No. 6282

Sioux Falls, SD 57117

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