Mercury Credit Card Login, Payment, Customer Service, and More

As a small or medium enterprise, credit facilities are of great importance for the continuity of your business. Several financial agencies and service providers offer businesses credit facilities and credit cards. However, only a few are there who offer credit solutions with perks.

What does it mean?

Imagine having a Mastercard credit card for managing your business payments, but you also get cashback and discounts when paying with your card. Sounds enticing, right?

Some financial services providers offer business customers the Mastercard credit card and enjoy exclusive rewards on every transaction. Mercury credit card, IO, is also a Mastercard credit card and enables cardholders to get straight cashback awards on transactions.

How to become a Mercury credit card holder? What is the application process for getting your credit card? How to log in to the Mercury account, how to make payments, etc., are the questions we will answer today. So let’s get into it.

Mercury_Card

What Is Mercury?

Mercury Bank is a financial technology company that is often perceived as a financial technology company. The company is FDIC-approved and provides banking services in collaboration with Evolved Bank & Trust and Choice Financial Group. The company identifies itself as a banking service for startups.

Startups can open their savings and savings accounts without any monthly fee. IO, Mercury credit card is a Mastercard the accountholders can get to enjoy several benefits. We will talk about credit cards in the next section.

What Is Mercury Credit Card?

Mercury credit card is an unsecured Mastercard without any annual fee. The company calls it a corporate card for smooth scaling.

A startup can get numerous virtual IO Mastercards and one physical Mastercard for your whole team. The most prominent feature of the card is that you don’t have to receive the card at your mailing address. Instead, you can start using your virtual card immediately after getting approved.

The Mastercard is accepted at thousands of locations all over the world. Therefore, IO cardholders also enjoy the perk of wide acceptability with their Mastercard credit card.

Features Of Mercury Card

The main features of the Mercury credit card are as follows:

  • You are entitled to an automatic cashback of 1.5% on every domestic or international spending
  • Since it is a business card, the credit score is usually not a concern.
  • You don’t have to pay any annual maintenance fee or service charges for holding your IO Mastercard
  • Flexible payment methods and easy financing options for businesses
  • No personal guarantee or security deposit to get your card
  • Integration with Google Workspace

Qualification Criteria Mercury Credit Card

If you want to qualify for the IO Mercury credit card, you must meet certain requirements to file the application and get approved.

Here are the basic qualification criteria to get approved for a Mercury Credit card:

  • You must have a Mercury account.
  • For the IO credit card, the minimum balance of the Mercury account should be $50,000.
  • You must have received the offer from the bank to apply for the Mastercard. It implies that IO Mastercard is issued to users who are pre-approved by Mercury bank.
  • According to the advertised information, anyone can get an IO card despite a low credit score.
  • Your age must be 18 years or above.
  • You must be a resident of the US and have a valid IP address in the United States.

How To Apply For Mercury Credit Card?

As mentioned earlier, you cannot process an application for a Mercury credit card alone. You can only apply if you have been pre-approved by the bank. However, when you receive an offer, you will have to complete the application form to get the card:

  1. Visit the application page after getting pre-approved here. Alternatively, you can visit the website of Mercury Cards, click on the hamburger menu, and click on Respond To Mail Offer.
  2. You will need to enter the Reservation code company sent you and also the last four digits of your SSN.
  3. Tap on submit, and you will be redirected to the application page. Fill in the empty fields with your personal, contact, and financial information to complete the process.
  4. Once you have added all information, tap on Apply Now to complete the application process.  

Activate Your Credit Card

Once you get approved, the company will send you the card to the mailing address in the next 7 to 10 business days. However, you can start using your virtual IO Mastercard instantly after getting approved by Mercury. You do not need to activate your virtual Mastercard from Mercury as these cards are pre-activated.

Once you have received your card, here is how to activate it:

  1. Visit the official webpage of Mercury for IO Mastercard activation here.
  2. Log in to your Mercury account, which you used for the application of Mastercard.
  3. Go to Cards as shown in the left sidebar menu and click the Unactivated Cards option to start the card activation process.
  4. Click on Activate Now button.
  5. A new webpage will open where you need to enter your card CVC to confirm the activation.
  6. Also, create a new PIN which you will use for ATM transactions. You can change your card PIN anytime from your Mercury online account.

You can always call Mercury’s customer care number for any difficulties in card activation or get answers to your queries.

Register For Mercury Online Access

You will need to complete the Mercury account sign-up process to use your Mastercard in the future. Here is how to complete the sign-up process if you already don’t have your Mercury online account.

Follow these simple steps to complete the registration process:

  1. Visit the official login webpage of Mercury here.
  2. Tap on Register Now for Online Access, and it will open the registration page(Register for Online Access).
  3. You will need to enter your details in empty fields to start the application process. Enter your card or account number, last four digits of your SSN, date of birth, etc.
  4. Tap on Proceed.
  5. Complete the remaining process by entering the required information in the empty fields. 

Log In To Manage Your Card

You can use your Mastercard for several purposes, including payments, financing, cash advances, cashback, and a lot more. However, if you want to manage your account associated with your Mercury credit card, you will need to log in to your Mercury card account.

Here is the step-by-step guide on how to log in to manage your Mercury credit card:

  1. Visit the official login webpage of Mercury here.
  2. Enter your Mercury account email address and password to log in.
  3. Click on Login Button, and you will be able to access the dashboard where you can manage your Mercury account, your IO credit card, and a lot more.

How To Make Bill Payments For Mercury Card?

Mercury’s IO Mastercard has several benefits and methods for making bill payments. We will briefly discuss all the payment methods you can capitalize on to pay your Mercury card bill.

Online

You can access your online Mercury account and pay the bills. You can make online payments by logging into your account or as a guest.

As a Guest

Here are the simple steps to pay your card bill online:

  1. Open the Mercury Payment page by clicking on the link here.
  2. The webpage will empty input fields that will open in front of you. You need to enter your details and information to make the payment.
  3. The information required is your birth date, birth year, account information(credit card number), or Social Security Number.
  4. Click on Continue to proceed to the next section.
  5. Enter the required details on the next page and complete the transaction.

Online Account

Here is the step-by-step guide on how to pay the bill of your Mercury credit card:

  1. Visit the official login webpage of Mercury here.
  2. Enter your Mercury account email address and password to log in.
  3. Click on Login Button.
  4. Go to the Pay tab and choose the payment amount(amount of the credit card bill).
  5. Enter the confirmation details and complete the transaction.

Automatic Payment

Since Mercury checking or saving account is necessary to get IO Mastercard from the company, you can choose automatic payments. When you are signing up for your Mastercard, you can select automatic payments linked to your Mercury account. With this option, you don’t have to worry about delayed payments or late payment fees.

Via Phone

You can also pay your Mercury credit card bill via phone call. All you have to do is make a call to the customer care hotline of the company and follow the on-call instructions to complete the transaction. Here is the number of Mercury Customer Care: (866) 686-2158

Via Mail

If you want to pay your bill via check, you can use the company’s mailing address to send checks. Make sure to write the correct amount, account name, and number when sending your payments via checks. The mailing address of Mercury Mastercard payments is as follows:

Card Services
PO Box 84064
Columbus GA-31908

Mercury Card Customer Service

Phone

Here is the Customer Service number for calling: (866) 686-2158

You can call and ask for help during working hours on active business days.

Mailing Address       

The mailing address for credit card payments is as follows:

Card Services
PO Box 84064
Columbus GA-31908

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