Marshalls Inc. is a US-based chain of departmental stores that TJX Companies own. Marshalls Inc. was founded in 1956, and currently, there are over 1000 stores in 42 states of America and 61 stores in Canada. Marshalls stores are often considered a favorite spot for people who want to purchase off-price apparel, home fashion goods, etc.
The main concept behind the store was Brand Names For Less. Currently, it is counted among the largest store chain, and TJX Companies has been the parent company of Marshalls since 1995. The company has its headquarters in Massachusetts, USA, by Alfred Marshall, Bernard Goldston, Irving Blitt, and Norman Barren.
The company also has a credit card and loyalty program for regular shoppers. Whether you love shopping bags or apparel, home décor, or relevant products, you can benefit from Marshalls credit cards and solutions.
But how to apply for a Marshalls credit card, activate your credit card, login into your card management account, etc.? In today’s article, we will talk about the credit card program of Marshalls and everything you need to know about the process.
So let’s get into it.
What Is Marshalls Credit Card Program?
Since the parent company of Marshalls is TJX Companies, the credit card program of Marshalls is also run by TJX. The shoppers can use TJX credit cards to enjoy exclusive prices, discounts, and cashback on their purchases.
Synchrony Bank issues TJX Maxx cards, which can be used at Marshalls, Sierra, Home Goods, and TJX stores. The credit card program of Marshalls has two credit cards, out of which one card is a closed-loop card that can be used at TJX, Marshalls, Home Goods, and Sierra stores only. The other credit card issued by Synchrony Bank is TJX Rewards Platinum Mastercard.
Features And Benefits Of Marshalls Credit Card
Here are the features and benefits of both credit cards issued under the Marshalls credit card program:
TJX Rewards Card
If we talk about the TJX Rewards Card, here are a few things you need to know about the card:
Nature Of The Credit Card
It is a store-only credit card that can be used for shopping at Marshalls stores. Besides you can also use your credit card when shopping at TJX, Sierra, and Home Goods. The store-only cards are called closed-loop cards and offer limited usability.
Sign Up Bonus
You also get a signup bonus of a 10% discount on the qualified purchases made at Marshalls, TJX, Sierra, or Home Goods.
Rewards
Every dollar spent with your TJX Rewards card entitles you to rewards points which can be redeemed for cash discounts. Every dollar you spend with your credit card gives you 5 points. Once you reach the milestone of 1000 points, you can redeem a cash reward certificate worth $10 in your TJX account.
Interest Rate and APR
If you are capitalizing on TJX Rewards card financing options, you will be interested in knowing the APR. So, the APR on TJX Rewards card is 26.99% which is at par with the industry. However, the company won’t charge you anything if you pay your bills on time.
Fees And Maintenance
There is no annual or maintenance fee against the TJX Rewards card from the Marshalls. Therefore, you won’t have to worry about additional costs when signing up for a TJX card.
TJX Rewards Platinum Mastercard
Here are the main features of the TJX Rewards Platinum Mastercard:
Nature Of The Credit Card
It is a Mastercard that comes with worldwide acceptability. You can use the credit card at Marshalls, TJX, Sierra, etc., as well as any part of the world where Mastercards are accepted as a mode of payment.
Sign Up Bonus
You also get a signup bonus of a 10% discount on the qualified purchases made at Marshalls, TJX, Sierra, or Home Goods.
Rewards
Every dollar spent with your TJX Rewards card entitles you to rewards points which can be redeemed for cash discounts. Every dollar you spend with your credit card gives you 5 points.
For the purchases you made at stores other than Marshalls, TJX, Sierra, etc., you get 1 point for every $1 spent. Once you reach the milestone of 1000 points, you can redeem a cash reward certificate worth $10 in your TJX account.
Interest Rate and APR
If you are capitalizing on TJX Rewards card financing options, you will be interested in knowing the APR. So, the APR on TJX Rewards card is 26.99% which is at par with the industry. However, the company won’t charge you anything if you pay your bills on time. The company won’t charge such a customer any penalty or late payment fee.
Fees And Maintenance
There is no annual or maintenance fee against the TJX Rewards card from the Marshall
Qualification Criteria For TJX Card
You must fulfill the qualification criteria of Synchrony Bank to be able to get your TJX credit card. Here are the general requirements an individual must fulfill to apply for a TJX credit card:
- You must be a permanent resident or citizen of the US and its territories
- You must be above the age of majority at the time of application
- A very good credit score of 620 or above is favorable to getting approved for a credit card
- Proof of your income to show you can pay the credit card bills
- Your debt-to-income ratio should be lower
- You must possess a government-issued ID proof
Once you know that you have fulfilled all the basic requirements to get approved, the next step is to apply for the card and receive approval from the company.
How To Apply For Marshalls Credit Card?
If you don’t know how to apply for a TJX Marshalls card, here is the step-by-step guide for you:
- Click on the official webpage for the TJX Rewards card application here.
- Click on Apply Now, and you will be redirected to the application page.
- Provide your SSN, date of birth, etc., to begin the application process.
- Follow the on-screen prompts to provide your contact details and financial information.
- Submit the application and wait for the results from Synchrony Bank.
How To Register For Online Access Of TJX Card?
Here is the step-by-step guide to registering for a TJX card, which can be used to manage your credit card, pay bills, check the history of transactions, etc.:
- Go to the official webpage of Synchrony Bank for Marshalls credit card here.
- Tap on the Register button, and it will redirect you to a new page where you have to fill in the empty fields.
- Start by providing your card number, zip code, and SSN.
- Click on Continue.
- Follow the on-screen prompts to complete the registration process.
- Finally, you will create your password and username to facilitate future login attempts.
Activate Your Marshalls Card
You cannot use your Marshalls credit card for shopping until you haven’t activated it. So wondering how to activate your Marshalls card?
Here is the step-by-step guide to activating your Marshalls card:
- Visit the official website of TJX Card to activate your card.
- Click on Activate My TJX Rewards Credit Card or Activate My TJX Rewards Platinum MasterCard.
- Enter the information in the empty fields. You will have to provide your card number, SSN, security code, etc., to proceed with the activation process.
- Once you have entered all details, click Activate My Card button,and your card will activate. You can enjoy discounts and offers on your purchases.
How To Pay Marshalls Card Bills?
You can pay your Marshalls card bills in many ways, and here is a description of each of them:
Via Phone
You can call on customer service number of Synchrony Bank and pay the bill you owe. The phone number for paying your TJX card bill is as follows:
1-800-952-6133
Once you call on the hotline of the TJX, follow the on-call prompts and provide the necessary details to make the payment on the spot or schedule the payment for a future date.
Online
Here is the step-by-step guide to paying your card bill online:
- Login to your TJX card account and click on My Payments from the main menu.
- Check your bill and choose to pay the bill.
- Provide the bill details and also the bank account details.
- Schedule the transaction or make the payment on the spot.
Via Mail
You can also pay your credit card bill by sending the money order or check to the mailing address of Synchrony Bank. Make sure you send the check by mail two to three days before the deadline, as it can be time to deliver mail.
The mailing address for paying your TJX card is as follows:
TJX Rewards Payments
PO Box 530948,
Atlanta, GA 30353
Customer Service Of Marshall’s Card
Phone
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support:
TJ Maxx Store Credit Card: 1-877-890-3150
TJ Maxx MasterCard: 1-800-952-6133
Alternatively, you can send your credit card-related queries to the mailing address of TJ Maxx. You will use the same mailing address when trying to make a TJX Rewards credit card payment via mail.
Here is the mailing address of the company:
TJX Platinum MasterCard
PO Box 530949
Atlanta, GA 30353
TJX Store Credit Card
PO Box 530948
Atlanta, GA, 30353