Kay Jewelers Credit Card Login, Payment, Customer Service, and More

Kay Jewelers is a division of Sterling Jewelers, a US-based retail jewelry brand. Sterling Jewelers was founded in 1910, and its headquarters are located in Akron, Ohio. The family of Sterling Jewelers has grown to over 1600 stores across the United States and is running several divisions.

Kay Jewelers is one of the many divisions, including Jared, Marks & Morgan, Rogers, LeRoy, etc., and it was founded in 1916. The parent company of Kay Jewelers and Sterling Jewelers is Signet Jewelers, a UK-based jewelry retailer. The stores of the company are located in several regions, including Europe, the U.S., and the U.K.

If you are a regular shopper of Kay specialty jewelry, having a credit card from the company will always be helpful for you. You can enjoy several exclusive perks as well as avail of the financing opportunities that come with the Kay credit card.

Today’s article will discuss everything you need to know about Kay Jewelers’ credit card, the payment method, application filing, registration, customer service, etc. So let’s get into it.

What Is Kay Jewelers Credit Card Program?

Kay Jewelers have a customer loyalty program and also issues a members-only credit card for their regular shoppers. The loyalty program members are entitled to exclusive perks, discounts, and financing options on qualified purchases. The credit card makes you worry-free when you are planning to spend big on your favorite jewelry pieces.

Kay_Jewelers_Credit_Card

Kay credit card is affordable with many perks you won’t miss as a Kay fan. Kay Jewelers has partnered with the Comenity Bank of Bread Financials to issue the card to the customers. Besides, Kay Jewelers also have a credit card that Genesis Financial issues. Both credit cards are store-only cards, which means they are closed-loop cards that can be used only when shopping at Kay Jewelers or Kay.com stores.

Features And Benefits Of Kay Credit Card

Many people believe that closed-loop credit cards are not worth investing in because you can’t use them anywhere else. However, Kay credit card has to offer quite a lot considering it is a closed-loop card.

The main features and benefits you get with the Kay credit card are as follows:

Welcome Bonus

When you sign up for the Kay Jewelers credit card, you will get a welcome bonus on your first purchase with your credit card. The company offers a signup gift to cardholders, and it can be redeemed when you spend a certain amount of money on Kay Jewelry purchases. You can find the welcome offer with the Welcome Kit you receive from the company.

Financing Plans

The credit card does not allow the users to earn cash back on every dollar spent. However, the financing plans Kay credit card offers are very alluring for the customers. You can avail of the 6-month, 12-month,  18-months, and 36-month special financing depending on the number of purchases you have made with Kay Jewelers. For instance, the 6-month special financing is available to customers who have made purchases of $300. Similarly, customers purchasing jewelry worth $1500 get 36 months of special financing.

No Annual Fees

There are no annual or maintenance charges on Kay’s credit card. Therefore, you don’t have to worry about the additional cost of keeping a credit card.

Exclusive Access To Discounts & Promotions

When you choose to be a member of the Kay Jewelers club and credit card, you enjoy several perks, including exclusive promotions, early sale alerts, cardholder-only events, and a free trial of Rocksbox.

Birthday Bonuses & Anniversary Gifts

Birthday bonuses and anniversary gifts are always sweet surprises when you are the cardholder of the Kay credit card. The cardholders get a special birthday gift of a $100 discount on their purchases.

Similarly, when the cardholder completes 12 months with Kay Jewelers, another $100 off is offered to the customers. However, you must have a valid mailing address in the U.S. and an email address to receive these offers and discounts.

Low APR

The Kay credit card offers cardholders a very low APR when we compare it to the market averages. Therefore, when you are availing of the financing plans, you don’t have to worry a lot about paying too much.

Other Perks

Other perks of your Kay credit card include everyday free shipping on eligible purchases, $100 off twice a year for year-round savings, inspection and cleaning reminders, 0% interest when paying the bill within the due period, etc.

Qualification Criteria For Kay Jewelers Card

You must be eligible to apply for a Kay Jewelers credit card. Therefore, you must fulfill certain eligibility requirements before you file your application. Here are the general qualification criteria to get a Kay credit card:

  • You must be at or above the age of majority according to the U.S. laws
  • You must have permanent residence or citizenship in the U.S.
  • You must have a valid mailing address in the U.S.
  • The applicant should have a good to excellent credit score to get approved for a card
  • Proof of income to show that you can pay the credit card bills
  • An active email address for receiving alerts
  • Government-issued ID proof like SSN, SIN, etc.

How To Apply For Your Credit Card

Here is the step-by-step guide to applying for your Kay credit card:

  1. Visit the official landing page of Kay credit card here.
  2. Scroll down and click on Apply Now to begin the application process.
  3. You will be redirected to a new webpage where you have to fill in your personal information at the first step. It includes your name, address, zip code, city, state, SSN, etc.
  4. Approve that you’re not a robot and head on to the second step. Provide the information asked in the empty fields. It includes your contact details & financial details.
  5. The last step is to review the terms & conditions and submit an application for further proceeding.
  6. If you’re approved, you will be informed by the company, and your card will arrive within 7-10 business days.

Activation Of Your Kay Credit Card

Once you have received your Kay credit card at your mailing address, you need to activate it before you make your first purchase. You can activate your credit card by using the following methods:

Via Online Dashboard

  1. Visit the official webpage of Kay credit card here.
  2. Click on Activate Card from the top menu, which will redirect you to the activation page.
  3. Fill in the empty fields to activate your card. It requires you to enter your credit card number, expiration date, your social security number, zip code, etc.
  4. Click on Continue. Follow the on-screen prompts and activate your credit card.

Via Kay Mobile App

  1. Install the Kay mobile app from the Google Play store and login into your Kay account.
  2. Go to Manage Cards from the menu and choose Activate Card.
  3. Provide the card credentials and follow the on-screen prompts.
  4. Verify the information and activate your credit card.

How To Register For Online Access

You will need online access to your Kay credit card account for several reasons. You will need online access to your bank statements, financing plans, card management, pay bills, etc. Here is how to register for Kay online access:

  1. Go to the official webpage of Kay credit card here.
  2. Click on Register Now from the top menu, redirecting you to the registration page.
  3. Provide your credit card account number, zip code, and last four digits of your identity document, and click on Find My Account.
  4. Follow the on-screen prompts to create your username and password.
  5. Verify the account credentials, and you’re good to go.

Pay Your Kay Jewelers Credit Card Bills

You can pay your Kay jewelers credit card bills by several methods, and here is how to use each:

Online

Log in to your online Kay account, go to Payments from the main menu, and choose to Make One-Time Payment. Enter your credit card details, checking bank account details, routing number, and payment details. Choose the date & time and complete the payment.

At Stores

You can pay your credit card bill via cash, check, debit card, etc. You can also visit the Kay Jewelers stores to pay the credit card bill. However, credit cards are not accepted as a form of payment by Comenity Bank.

Via Mail

You can also send your credit card bill to the mailing address of Comenity Bank. You should check your billing statement to see the payment options. However, checks are the most commonly accepted payment option. The mailing address of Comenity Bank is as follows:

Comenity Bank,
P.O. Box 182273
Columbus, OH 43218-2273

Customer Service Of Kay Credit Card

Phone

Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support:  1-888-868-0296

Mail

Alternatively, you can send your credit card-related queries to the mailing address of Comenity Bank given below: Comenity Bank,
P.O. Box 182273
Columbus, OH 43218-2273

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