L.L. Bean is an American retail company that adopted its name after the name of its founder, Leon Leonwood Bean. The company started in 1912 as a very humble shop in Freeport, Maine. The idea of the store struck the founder as he was a hunter and fisherman and wanted to make hunting shoes. So he came up with Maine Hunting Shoe. These shoes were later on called Bean Boots.
The company that started from a one-room operation grew into a billion-dollar store chain with over 54 stores worldwide. The company also rewards regular shoppers by offering them a store credit card called L.L. Bean Mastercard. In today’s article, we will talk about the procedure of getting your Mastercard from L.L. Bean, registering for online access, making payments, and getting customer service.
So let’s get into it.
What Is L.L. Bean Credit Card Program?
L.L. Bean credit card program has one Mastercard for regular shoppers. It is a members-only store card, meaning you must be a member of L.L. Bean. It requires you to sign up and create an account on the website. Although it is a store card, it comes with Mastercard capabilities, making it acceptable to millions of merchants and stores.

L.L. Bean has collaborated with Citibank to issue Mastercards for its customers. Previously, L.L. Bean used to issue VISA cards for its customers in collaboration with Barclays.
Features And Benefits Of L.L. Bean’s Credit Card
If we talk about the features of L.L. Bean’s credit card, here is a small description of what to expect from your Mastercard:
- Every purchase with your Mastercard entitles you to cashback which is called Bean Bucks. The detail of rewards for different kind of purchases is as follows:
- You get 4% cashback on your spending at L.L. Bean
- You get 2% cashback on your spending at restaurants
- Get 2% cashback for gas station spending
- Get 1% cashback for all other purchases made with Mastercard
- If you avail of the financing options of L.L. Bean, you get the financing at a relatively low-interest rate
- We already mentioned cashback in the form of Bean Bucks. Every Bean Buck entitles you to 1$. So the point redemption is very easy when it comes to converting Bean Bucks into dollars.
- The users also get a Welcome Bonus of 15% on their first purchase with the L.L. Bean Mastercard
Qualification Criteria For L.L. Bean’s Card
If you want to get your credit card from L.L. Bean to enjoy exquisite offers, discounts, and cashback, you must fulfill the qualification criteria of Citibank. It is necessary because Citibank issues the L.L. Bean Mastercard for the customers.
Here are the qualification criteria to become a cardholder of L.L. Bean:
- You must be at or above the age of majority, which is 18 years in most states of the U.S.
- You must have permanent resident status or citizenship in the United States. The residents of U.S. territories are not eligible to receive an L.L. Bean card
- There must be a physical residential address for the applicant to apply for the credit card
- You must have a fair credit score to qualify for the Mastercard
- The income of the applicant must be above than expenses
- You must have a state I.D. or government-issued SSN/ITIN/ID proof
- Your financials must depict a lower debt-to-income ratio to qualify for the credit card from L.L. Beans
How To Apply For L.L. Bean’s Credit Card?
Since it is a member-only card, you must have your account registered on www.llbean.com to be eligible to apply for your credit card. Here is the complete step-by-step process to apply for your L.L. Bean credit card:
- Visit the official website of L.L. Bean here and tap on login from the top menu. Log in to your account or register for your L.L. Bean account if you already don’t have an account.
- Once logged in, click on L.L. Bean Mastercard from the main menu, which will redirect you to the application page.
- The first step is filling in your personal details, like your residential address, and clicking on Use As Entered.
- The next step is to go through the terms and conditions as the company automatically retrieves your contact information, address, etc., from your L.L. Bean account.
- Once reviewed, click on Submit Application. All you have to do is wait for approval from the company, after which you will receive your credit card within 5-7 working days.
Activate Your L.L. Bean’s Card
Once you receive your L.L. Bean credit card, the next step is activating the card to use for shopping at L.L. Beans and other stores. So here are the methods to activate your credit card:
Online
The most common method to activate your L.L. Bean Mastercard is using the online activation page of the credit card. Here are the simple steps you have to follow:
- Visit the official webpage for L.L. Bean Mastercard activation here.
- Start by entering your card number and click on Continue.
- Fill in the required information for verification. It includes your name on the card, your security code, and the last four digits of your SSN.
- Click on activate my card and follow the on-screen prompts to complete the card activation.
Via App
You can also activate your L.L. Bean Mastercard from the company’s mobile app. Here are the simple steps to follow for card activation via the app:
- Install the L.L. Bean app on your mobile device from Google Play Store or Apple Store.
- Login to your L.L. Bean account using the credentials you created while registering for your account.
- Go to Manage Cards from the main menu and choose the card to begin activation.
- Tap on Activate Card and click on Continue for the card you want to activate.
- Enter the required information in the empty fields, follow on-screen prompts, and complete the card activation process.
How To Register For Online Access?
Although you have activated your card, it can be used to make payments and purchases. Whether you want to check your balance or bills or even apply for credit limit extension, online access will help you.
Although you can use the same login username and password you use on llbean.com to access your account details, you can register for online access to the L.L. Bean Mastercard account.
Here is the step-by-step guide for registering for online access:
- Visit the official website of L.L. Bean Mastercard login here.
- Since you don’t have the account already, click on Get Started.
- It will redirect you to a new page. Start by entering your credit card number and tapping on Continue.
- Follow the on-screen prompts and enter the required information in the empty fields to complete the registration process.
- Verify your email address and contact details.
- Create the username and password which can be used to log in to your account in the future.
How To Make L.L. Bean’s Credit Card Payments?
When it comes to paying your L.L. Bean’s Mastercard bill, here are different methods you can capitalize on:
Online
The online website is the first and most commonly used method to clear your credit card bill. Here are simple steps to follow and pay your card bill:
- Log in to your L.L. Bean Mastercard using the credentials you created during the registration process. You can also opt to continue the payment as a guest.
- Go to the Payments section from the main menu of the website.
- Click on Make Payment and enter the details of the payment.
- Follow the on-screen prompts to provide the required information.
- Verify the details, and confirm the credit card payment.
Via Call
You can also call on L.L. Bean’s or Citibank’s customer care line to pay your bill via call. The call payment needs you to have everything on hand before you dial the number. The number for online payments is 866-484-2614.
Speak to the customer representative of L.L. Beans and follow his instructions to complete your credit card payment. You will need to enter your checking account/debit card details, the amount on the card bill, and some verifications to complete the bill payment.
Via Mail
The third alternative for paying your L.L. Bean card bill is sending the checks or money orders to the mailing address. The mailing address for sending payments to L.L. Bean is as follows:
L.L.Bean® Mastercard®
PO Box 6742
Sioux Falls, SD 57117-6742
Or
L.L.Bean Mastercard Payments
P.O. Box 9001068
Louisville, KY 40290-1068
Customer Service Of L.L. Bean Credit Card
If you have any queries or grievances related to your L.L. Bean Mastercard, you can approach the customer care service by L.L. Bean in the following ways:
Via Call
You can call on the official customer care helpline of L.L. Bean to get resolutions for your issues and grievances. The number for calling is as follows:
General: 1-800-441-5713
Technical Assistance: 1-877-254-7783
The working hours are 7 am -11 pm, seven days a week.
You can also approach the customer care team of L.L. Bean at the official email address for your payment-related queries, which can be accessed here.
How To Cancel My L.L. Bean Card?
If you want to cancel your L.L. Bean Mastercard, you will need to call the dedicated customer care helpline and inform the representative that you want to cancel your credit card. He will escalate your problem and provide a resolution accordingly.