Building and rebuilding your credit score can be tough if you don’t have the right tools. Therefore, you must choose the credit cards that can help you wisely rebuild your declining credit score.
You must consider cost-effectiveness, security deposits, activation fees, annual or monthly maintenance fees, APR, etc. when choosing the credit card to improve your credit score. If you ignore these aspects of a credit card, you might end up drowning deeper in debt with even a bad credit rating.
In today’s article, we will discuss a popular credit card named Blaze Mastercard. We will tell you everything about the credit card and how you can utilize this card to build your credit score. We will also discuss the login, payment methods, and customer service of Blaze Mastercard.
So let’s get into it.
What Is Blaze Credit Card Program?
Blaze Mastercard is not a credit card issued by any store to reward its customers and regular shoppers. It is instead a credit card for people looking to rebuild their credit score. The Blaze Mastercard is issued by a small bank called First Savings Bank, which is based in South Dakota. Capital Services of South Dakota services the Blaze Mastercard.

A very large credit service provider does not issue the unsecured card with Mastercard capabilities, but it is a good option when it comes to cost-effectiveness and recurring costs of maintenance. You can make sure to pay on time and even get a credit line extension by making six consecutive monthly payments on time.
Features And Benefits Of Blaze Credit Card
Blaze Mastercard might not be the best credit card for credit building, but several good credit solutions exist. So here are the upsides and features of Blaze Mastercard:
No Security Deposit
When you are already struggling at financial ends and still want to rebuild your credit, depositing a security deposit before getting access to a credit line can be difficult. However, Blaze Mastercard is an unsecured card that gives you access to the minimum standard credit line without making any security deposit.
Mastercard Acceptability
Since it is a Mastercard, you can present the card anywhere with Mastercard acceptability. Whether you want to spend money on gas, restaurants, groceries, or clothes, Blaze Mastercard can be used.
Limited Liability Protection
The company offers limited liability protection in case your card is lost or stolen. It implies that you won’t be held responsible for any unauthorized transaction from your credit card if it is lost or stolen. However, the limited liability clauses imply that you must immediately inform the First Savings Bank about your card loss or stealing. If you haven’t notified the bank about your card being stolen, you will not be given protection against fraudulent transactions.
Online Account Access
Blaze Mastercard allows users to have online access to everything regarding their credit card. It means you are always in charge of your transactions. If you don’t have online access to your credit card account, bills, and payment options, are not available in that case.
Generous Credit Limit
With your Blaze Mastercard, you get entitled to a generous credit limit. Not only this, but you can also apply for an extension in credit line depending on your discipline regarding monthly payments. Not only this, the APR doesn’t get hiked up if you are late on one or two payments.
Discounts And Perks
If you subscribe to the premium club membership of Blaze Mastercard, it can further add to your basket. You can get entitled to premium offers and discounts at stores, restaurants, gas stations, grocery stores, car rentals, entertainment, and much more with your Blaze Mastercard for a monthly charge of $4.95.
Low Maintenance Fees
Last but not least, the maintenance and annual fee of Blaze Mastercard are reasonable and affordable. There are no monthly maintenance fees but an annual charge for the credit card. There is a cash advance fee of 2% per transaction and a returned payment fee of up to $25.
Qualification Criteria For Blaze Credit Card
It is a credit rebuilding card, and a credit score below the good might be acceptable to get you approved for the credit card. However, meeting certain criteria is necessary to qualify to proceed with your credit card application.
In the case of Blaze Mastercard, here are the qualification criteria every applicant must fulfill:
- The applicant must be a resident or permanent citizen of the United States
- The applicant should be above the age of majority
- The applicant must have proof of identity like a government-issued I.D. card, SSN, ITIN, etc.
- The applicant must have a fair credit score
- The financials of the applicant must show that he is able to pay the credit
- A low credit-to-income ratio is preferred
- Must receive an email offer after applying for the credit card
How To Apply For Blaze Credit Card?
If you fulfill all the points mentioned in the qualification criteria for Blaze Mastercard, you are eligible to apply for a credit card. However, the application doesn’t guarantee approval from the bank. After running a credit check, the company will send you an email offer. If you get approved, you can proceed forward to complete the card application and receive your credit card at your mailing address.
Here is the step-by-step guide to applying for your Blaze Mastercard:
Step 1: Visit the official website of Blaze Mastercard here and click on Apply Now.
Step 2: You will be redirected to a new webpage stating the card’s fees, benefits, and other highlights. Click on Apply Now at the bottom of the webpage.
Step 3: Now you are on the application page, where you have to enter your information and proceed with the application. The first section of the application is about personal details. Provide your first name, last name, Social Security Number, date of birth, and email address.
Step 4: The next three sections are related to your mailing address, additional information, and financials. Enter your complete mailing address, contact details, gross income, net taxable income, etc.
Step 5: Preview the application, agree to the terms and conditions and submit your application.
Step 6: Wait for an email offer on your email address. Once you have received it, click on Respond to Mail Offer and complete the application process.
Activate Your Blaze Card
Once you receive your credit card at the mailing address, it’s time to activate it. You can either activate your card from the Blaze app or use the online website.
Online
- Visit the official webpage for Blaze Mastercard activation here.
- Enter your login credentials to log in and activate your card. We will discuss the registration process in the next section.
- Once logged in, go to Customer Service > Self Service > Activate a Card.
- Provide the required information and fill it in the empty fields.
- Confirm to activate your credit card. That’s it.
Mobile App
Activate your Blaze Mastercard from a mobile app by following the simple steps given below:
- Download and Install the Blaze mobile app on your mobile.
- Log in using the same credentials you created during the registration process.
- Go to Main Menu > Manage Cards > Activate card> Choose a card.
- Follow the on-screen prompts to complete your credit card activation process.
How To Register For Online Access
Here is how to register for online access to a Blaze card account:
- Visit the login page of Blaze Mastercard and click on Register New User.
- You will be redirected to a new webpage where you will see the empty fields to register for online access. Start by entering the credit card number and expiry date. Also, provide your CVV and the last four digits of your SSN.
- Create your username and password. Also, confirm the password.
- Enter the email address and confirm it by re-entering it.
- Agree to the Terms and Conditions and click on Register.
Make Blaze Credit Card Payments
Here are different methods you can choose to pay your Blaze Mastercard bills:
Online
Login to your Blaze Mastercard account, go to the payment section, click on make a payment and enter the payment details. Provide the details of your checking account/debit card, bank routing number, and payment schedule. Complete the payment.
Via Call
Paying your Blaze Mastercard bill is also possible via phone call. Call on the following number:
1-866-205-8311
Follow the on-call prompts and complete the credit card payment.
Via Mail
You can also send your bill via checks or money orders to the following mailing address of Blaze Mastercard:
Blaze Mastercard
P.O. Box 5096
Sioux Falls, SD 57117-5096
Customer Care Service
Via Call
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1-866-205-8311
Via Mail
Alternatively, you can send your credit card-related queries to the mailing address of Blaze Mastercard:
Blaze Mastercard
P.O. Box 5096
Sioux Falls, SD 57117-5096