eBay Inc. is one of the pioneer platforms when it comes to facilitating B2B and B2C businesses to sell their products to customers. Even consumers can list their used products to sell them at a margin.
Amazon is more popular due to its simplistic model, and eBay works like an auction house. Therefore, a lot of people find it hard to use. Both companies were founded in the 1990s, and it won’t be wrong to say that simultaneously. Amazon adopted its name by giving up Cadabra in 1995. eBay was also founded in September 1995.
eBay has 23 global sites where you can purchase or sell anything from a hairpin to a car. The company is working in categories of consumer products, groceries, fashion items, cars, electronics, and even collectibles that can be auctioned on eBay.
eBay has a reward program to facilitate regular shoppers that require customers to apply and get the eBay Mastercard. Who qualifies for eBay Mastercard?
How to apply for your card? What are the registration process, login, and payment procedures? We will answer all these questions in this article. So let’s get into it.
What Is eBay Credit Card Program?
eBay credit card is part of eBay’s reward program, which allows eBay shoppers to earn rewards and discounts on their purchases. The company has collaborated with Synchrony Bank to issue the Mastercards to the applicants. However, you will need to fulfill the minimum qualification required to get the card.
Two types of cards are issued to the customers: eBay Mastercard and eBay Extras Mastercard. We will be talking more about the eBay Mastercard. Both cards issued by the company are not closed-loop cards, which means you can also use these cards anywhere outside eBay.
Benefits And Features Of eBay Mastercard
Let’s discuss the features and benefits of eBay Mastercard and eBay Extras Mastercard
eBay Mastercard

Here are the benefits and features of eBay Mastercard:
- Rewards and points are the most enticing feature of eBay Mastercard. With every $1 spent on eBay, you will get 5 points. When you have a total of 1500 points, you can redeem a $10 flat discount on your purchases.
- The first-time bonus for eBay cardholders is yet another feature to celebrate. You get a flat $50 bonus credit on your purchase of $250 or more within the first 30 days of card activation.
- Besides the standard points, you get 5X points for the rest of the year if you have spent $1000 in a calendar year.
- For your spending on food, gas, and groceries, 2x points are given on every $1 spent. For all other purchases, 1 point for every $1 is awarded to the cardholder.
- There is no annual or maintenance fee for having your eBay Mastercard.
Extras Mastercard

Most of the features you get on your Extras Mastercard are the same as eBay Mastercard. However, the additional benefit is that you can also redeem points on your PayPal purchases. Every $1 spent on eBay and PayPal gives you 2x rewards.
How To Qualify For eBay Credit Card?
You will need to fulfill the basic requirements to apply for an eBay credit card. The company and issuing bank decide the minimum eligibility criteria for card approval. In the case of eBay Mastercard, here are the basic eligibility criteria to apply for the card:
- You must be over the age of 18 to apply for the card
- The applicant must be residing in the U.S. or its territories with permanent citizenship or resident status
- Must have an eBay account
- A valid I.P. address of the U.S. and its territories
- The applicant’s credit score should be 700 or more to increase the chances of approval. However, a score of 630 or more is eligible to apply for eBay Mastercard.
- Having income more than the expenses to cover credit card bills
- Low debt ratio to increase the odds of acceptance
How To Apply For eBay Mastercard?
If you think you are eligible to apply for eBay Mastercard according to the criteria discussed in the above section, you will need to know the application process. Here is the step-by-step guide for proceeding with your eBay Mastercard application:
- Visit the official webpage of eBay Credit Card here.
- Scroll down to find the Apply Now option. Click on Apply Now.
- You must have an eBay account to apply for your Mastercard. Therefore, make sure to log in or make a new account when applying for the card.
- Once logged in, you will see the application form, which includes your personal, contact, and financial information.
- Review the terms and conditions of the Mastercard and submit an application.
- The company will start processing your application, and you will receive a physical card in 7-10 working days if you are approved.
Activation Of eBay Mastercard
Once you receive your eBay Mastercard at your mailing address, don’t get too overwhelmed to use it for purchases right away. To be able to earn rewards or make payments, you will need to activate your eBay credit card.
You can either activate your Mastercard via phone call or through an online portal.
Via Phone Call
When you receive your card, a number is printed on the sticker pasted on the front. You will call on the number and follow the on-call instructions to activate your card. You will need to provide your personal information and card number to activate it.
Via Online Dashboard
To activate your Mastercard online, follow these simple steps:
- Visit the official webpage of eBay Mastercard activation here.
- Go to Services and click on Activate Card.
- It will redirect you to a new page where you will fill in the required information in the empty fields. The required information includes your credit card number and security code.
- Click on Activate. And you have just activated your card for making payments at eBay as well as other stores.
Register For Online Access
If you want to manage your credit card, you will have to register for online access. You can’t access your credit card information directly from your eBay account. For payments and account management, you must sign up for a credit card account with Synchrony bank.
Here is the step-by-step guide to registering for online access:
- Visit the official webpage of eBay credit card on Synchrony website here.
- Since you don’t have an account, scroll down to the option of Register and click on it.
- It will open the registration page in front of you. Start registration by entering your account number and zip code.
- Once they verify your account, create your username and password for future logins.
- Verify the details and complete the registration process. That’s it.
eBay Credit Card Login and Payment of eBay Credit Card Bill

There are several ways to make payments if you want to pay your eBay credit card bills. We will discuss each of them.
Online
You can pay your credit card bill online with or without logging in to your eBay credit card account.
As A Guest
Follow these steps to pay your bill as a Guest:
- Visit the eBay Mastercard login page here.
- Since you don’t want to log in, click on Pay As A Guest.
- It will open the information form where you will enter your credit card number, the last four digits of your SSN, and the zip code. Click on Continue.
- Fill in the amount you want to pay and click on Confirm. It will process your payment in a few minutes, and you’re good to go.
Via Online Account
Follow these steps to pay your bill directly from your account:
- Login to the eBay credit card account here. Fill in your username and password carefully.
- Go to the Payments section from the dashboard and click on Make A Payment.
- Enter your bank details when making a first-time payment. You will need your bank account number, routing number, etc.
- Enter your credit card details, set the payment schedule, and confirm. It will process your payment accordingly.
Via Phone
You can also pay your credit card bill via call. You will call on the following number: 1 855 341 108.
The working hours are 7:30 am to 12:00 am Eastern Standard Time. When making a call, you must have your credit card number, bank account number, and bank routing number. Follow the on-call prompts to provide the required information and confirm the payment.
Via Mail
You can send your payment checks, money orders, or physical instruments to the mailing address for eBay Mastercard payments. Here is the mailing address for making payment:
eBay Mastercard
P.O. Box 960080
Orlando, FL 32896
eBay Credit Card Customer Service
Via Call
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1 855 341 108
Alternatively, you can send your credit card-related queries to the mailing address of the eBay Credit cards
eBay Mastercard
P.O. Box 960080
Orlando, FL 32896