Cabela’s Inc. is a US-based outdoor recreation merchandise retailer. The company works in the areas of hunting, boating, fishing, shooting, camping, and many other recreation merchandises. The company has its headquarters in Sidney, Nebraska, and was founded in 1961. However, a Missouri-based company Bass Pro Shops, acquired Cabela’s in 2017 and is now working as a subsidiary of Bass Pro Shops.
In today’s article, we will be talking about the credit card of Cabela’s. Cabela’s has its credit card under CLUB pogram, allowing regular shoppers to enjoy exclusive perks and benefits. Today’s article discusses everything from approval to card activation and online access to card payments. So let’s get into it.
What Is Cabela’s Credit Card Program?

Cabela’s credit card is not a closed-loop credit card, unlike many other retail chains. Instead, it is a Mastercard, meaning you can use the card to make payments anywhere in the world where Mastercard is accepted. Actually, there is also a closed-loop card of Cabela’s that is known as the Capital One Bass Pro Shops CLUB Credit Card. However, we are specifically talking about Cabela’s credit card so let’s not go there.
Cabela’s has collaborated with Capital One Bank to issue Cabela’s CLUB credit card to enjoy exclusive discounts and pricing on their purchases at Cabela’s and Bass Pro Shops. What are the benefits and features of Cabela’s credit card?
We will discuss this in the next section of the article.
Benefits And Features Of Cabela’s Card
Here are the benefits and features of Cabela’s Mastercard:
Rewards And Points
You will earn points and rewards on every purchase whenever you use your Cabela’s Mastercard at any Cabela’s or Bass Pro Shops. Every purchase made at Cabela’s or Bass Pro Shop is eligible for a 2% CLUB Points of the purchase value. Since it is a Mastercard, you will also get 1% of the purchase value for purchases made at any store(other than Cabela’s or Bass Pro Shop) where Mastercard is accepted.
No Annual Fee
There is no annual fee or maintenance fee for being a card member of Cabela’s Mastercard Program. Therefore, you should not worry about the expenses of an additional credit card in your collection.
Member Exclusive Perks
Member-exclusive perks include access to exclusive events like hunting and fishing outings in Costa Rica. Many other offers and perks are offered to certain Silver or Black CLUB members.
Variable APR
Different purchases are eligible for varying APR, and the variable APR ranges between 15.49% and 27.24%.
Fees
Although there is no annual fee, certain fees are charged on transactions and transfers. The balance transfer fee is 3% of the amount transferred. However, unlike many other companies, no foreign transaction fee is charged.
Worldwide Acceptability
It is not a closed-loop credit card but a Mastercard. It implies that you can use your credit card to make payments at any location in the world where Mastercard is accepted for payments.
How To Qualify For Cabela’s Credit Card?
Since Capital One is the bank issuing Cabela’s Mastercard, you will need to fulfill the following eligibility criteria to qualify for your Cabela’s Club credit card:
- You must be a U.S citizen or permanent resident
- Be or above the age of majority, that is, 18+
- A valid I.P. address in the US
- A good credit score of 700+ is mandatory for approval. However, some people have reported getting approval at a score of 650 too.
- Having a source of income to cover your expenses
- The low debt ratio so that most part of your income is not used for debt repayment
- Social security number or a valid Taxpayer identification number
How To Apply For Your Cabela’s Club Card?
If you are confident that you fulfill the basic requirements to get approval for Cabela’s Mastercard, you will need to start the application process. Fortunately, there are two ways you can use to apply for your Cabela’s credit card: online application and in-store application.
Online
Here is the complete step-by-step guide to applying for your Cabela’s Club Mastercard:
- Visit the dedicated webpage of Capital One Bank for Cabela’s credit card here.
- Look for the Apply Now button and click on it. It will be a good idea if you click on View Important Rates And Disclosure before starting the formal application.
- Clicking on Apply Now button will redirect you to a new page where you will fill in your information. There will be two sections of personal and contact information.
In personal information, provide your legal name, date of birth, Tax ID/SSN, and your citizenship status. The contact information includes your residential address, mobile phone number, and email address.
- After filling in the information, you will fill out your financial information like employment status, monthly rent/mortgage, total annual income, details of bank accounts, and other preferences.
- After completing the form, tap on Submit Application. After your submission, the bank will run a hard pull to extract your credit information and decide to approve or disapprove your application.
In-Store
You will visit the CLUB booth inside any Cabela’s or Bass Pro Store for in-store applications. Ask the representative to process your application. Follow the instructions of the person behind the desk and complete the card application.
Activating Your Cabela’s Credit Card
Once Capital One approves you, you will receive your credit card at your mailing address within a few working days. Now you will need to activate your card for making payments or use at different stores. You can activate your card online as well as via phone call.
Via Phone
You will need to call on the official number for Cabela’s Mastercard activation. The phone number is as follows: 1 800 300 5984
Follow the on-call prompts and instructions to activate your Mastercard. The information will include your card details and other personal information for verification purposes. Once activated, connect your card with Cabela’s account for easy management.
Online
Follow these simple steps for online card activation of Cabela’s Mastercard:
- Visit the official webpage for Cabela’s card activation here.
- Look for the option of Sign In for activation of a new card. Click on Sign In, and you will be redirected to the card activation page.
- You will need your Capital One account username and password for online account management. We will discuss online access registration in the next section.
- Once signed in, provide your credit card details and follow other on-screen prompts to complete the card activation process.
- Once activated, you can use your card anywhere in the world with Mastercard acceptability.
Register For Online Access
You will need to register for Capital One’s account access to manage your Club Mastercard. Here is the step-by-step guide to doing so:
- Visit the official webpage of Capital One Bank for Cabela’s card here.
- Start by entering your personal information, like last name, SSN, and date of birth. Click on Get Started.
- Follow the on-screen prompts and fill in all the required information to register for online access.
- You will also need to create your username and password so that you can log in at any time to manage your account. Verify the details, and you are good to go.
Make Cabela’s Card Payments
You can pay your Cabela’s card bill in different ways. Let’s discuss each of them:
Online
For online payment, you will need to login to your Capital One account by following these simple steps:

- Login to your Capital One account for Cabela’s card here.
- Click on the Make A Payment button and enter the amount of your credit card bill.
- Choose the preferred payment account from the saved one or add a new bank account for payment.
- Choose the payment schedule and tap on Submit Payment.
Via Phone
To pay via phone, you will call on Cabela’s Credit Card payment number, which is as follows:
1 800 300 5984
Follow the on-call instructions and complete the payment with the automated instructions given on the call. However, make sure you have your bank account number, bank routing number, and credit card number with you when making the call.
Via Mail
Send your checks or money orders to pay your Cabela’s credit card bill to the following mailing address:
Capital One – Cabela’s CLUB
P.O. Box 71083
Charlotte, NC 28272-1083
At Cabela’s Retail location
For in-store payments, visit the nearest Cabela’s or Bass Pro retail location with a personal check or cash. Visit the CLUB Booth inside the shop and ask the representative to help you with the payment of the bill. Also, make sure to carry your credit card and bill along with you.
Customer Service Of Cabela’s Credit Card
Via Phone
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1 800 850 8402
Alternatively, you can send your credit card-related queries to the mailing address of Cabela’s credit card:
Capital One – Cabela’s CLUB
P.O. Box 71083
Charlotte, NC 28272-1083