If you are a shopping lover, you will always love that 1% or 2% discount you can earn on your shopping bill. Therefore, more and more retail store chains and companies are launching reward programs and loyalty cards.
Hundreds of loyalty programs and closed-loop credit cards make it hard to choose one. These reward programs are usually free to join, but you must choose wisely, as they might have an annual maintenance fee that will pile up for nothing.
Today, we are going to talk about the credit card offered by TJ Maxx, a retail store chain based in America. There are different credit cards that the company offers to customers. However, a lot of information about their loyalty program is not known to the people.
Therefore, we will talk about TJX credit cards, how to qualify and apply, how to activate your cards, and what perks you can enjoy on them. So let’s get straight into it.
What Is TJ Maxx?
TJ Maxx is an American departmental store chain offering products in different categories at very affordable prices. The prices of products at TJ Maxx are lower than the similar stores around. The main categories TJ Maxx focuses on are home decor, fashion, apparel, handbags, and similar products.
The company was established in 1976 in Framingham, Massachusetts, US. Currently, there are more than 1000 TJ Maxx stores across all US states. Not only this, it is considered one of the largest clothing retailers at the national level. TJX company is running this flagship chain called TJMaxx.
What Is TJX Credit Card?
So what is a TJX Credit card?
TJX has partnered with Synchrony Bank to reward their customers with exclusive discounts and offers whenever they shop at any of their stores. The company is currently offering two types of credit cards: TJX Rewards Credit Card and TJX Rewards Platinum MasterCard.
You can use these cards at Sierra, Marshalls, TJX, HomeGoods, etc. Both cards are good when it comes to earning a discount on TJ Maxx. However, if you want a solution that gives you a discount on every purchase irrespective of the store, you should look for other alternatives.
But in general, the TJX closed-loop credit cards are a great deal for regular customers. With MasterCard, you can make payments at any store where MasterCard payments are accepted.
Features And Benefits Of TJ Maxx Credit Card
Let’s talk a bit about the features and benefits of each TJX credit card.
TJX Rewards Credit Card
You can enjoy the following benefits with your TJX Rewards Credit Card:
- Use for purchases at TJ Maxx, Sierra, HomeGoods, Homesense, Marshalls, etc.
- A straight 10% signing discount as soon as you become part of the TJX Family with their Rewards credit card
- Get points on every dollar spent in the ratio of 5 points per $1 spent.
- When you reach 1000 points in your account, you receive a $10 reward certificate.
- There is no hidden cost or annual maintenance fee.
- The APR for purchases made via TJX financing is 26.99%. However, if you pay the amount in time, no penalty or interest is charged.
TJX Rewards Platinum MasterCard
If you choose the Platinum MasterCard, here is what you should expect:
- Wide acceptability at any store, website, or service provider accepting MasterCard payments.
- A straight 10% signing discount as soon as you become part of the TJX Family with their Rewards credit card
- Get points on every dollar spent in the ratio of 5 points per $1 spent.
- When you reach 1000 points in your account, you receive a $10 reward certificate.
- There is no hidden cost or annual maintenance fee.
- The APR for purchases made via TJX financing is 26.99%. However, no penalty or interest is charged if you pay the amount in time.
- The additional benefits of Platinum MasterCard are that whenever you make purchases at stores other than the ones mentioned above, you get 1 for $1 at stores other than TJX.
- You get purchase protection, an extended warranty on purchased items, and travel accident insurance standard to the MasterCards.
- You can also get a cash advance feature with Platinum MasterCard.
If you want to continue enjoying full program benefits, it will require you to fulfill the following conditions after receiving your card:
Make at least three qualifying purchases within 12 months, and every purchase will add to your account.
How To Qualify For TJ Maxx Credit Card?
Since it is a store card/closed-loop card, the qualification criteria are not very hard. It is just the regular criteria you should generally meet for applying to any service.
Here is what you need to make sure of when trying to get your TJ Maxx Credit Card:
- You must be a resident of the USA and its territories.
- Your age should be at least 18 or above.
- A good credit score is always a better idea(around 700 or so).
If you fulfill all the qualification requirements, simply apply for your card and start saving on every purchase. Here is the link to apply for your TJX Rewards card. You will need to enter your SSN, date of birth, and other details needed to proceed.
How To Activate Your Credit Card?
Once you have received your TJX Rewards credit card, here is how to activate it and start using it:
- Go to the website of the TJX Card Activation Page.
- To proceed, tap on ‘Activate My TJX Rewards Credit Card’ or ‘Activate My TJX Rewards Platinum MasterCard’.
- It will redirect you to the new page with input fields to enter the required details. You will have to provide your card number, SSN, security code, etc., to proceed with the activation process.
- Click Activate My Card, and your card will activate. You can enjoy discounts and offers on your purchases.
How To Register For TJX online access?
How do you register and log in to TJX online access?
To access your bills, payments, and points, here is how to register for TJX Online access:
- Visit the official webpage of Synchrony Bank for TJX Rewards here.
- Since you must register for the card, you will tap on the Register option below the input fields.
- It will open a new window with input fields for registration. You are required to enter your Account number and Zip code. Tap on Continue.
- The next part is to provide other details as asked on the webpage. Provide the details and tap on confirm.
- Finally, you will create your password and username to facilitate future login attempts.
- That’s it! If you ever want to log in again, visit the same website and enter your username, password, etc.
How To Make TJX Credit Card Payments?
How do you make your TJX Rewards card payments?
Well, there are many ways you can do it in the case of TJX Credit Card:
Via Phone
You can make the credit card bill payment via phone by calling on the helpline of TJX. The TJX Hotline for payments is as follows: 1-800-952-6133
Once you have made the phone call, follow the automated instructions to proceed with the payment. You must have all of your information in your hand before making the call for your bill payment.
Via Mail
Clearing your TJX credit card bill via mailing address is also available. You can use checks or money orders to pay the due amount. However, the mailing is the slowest of all payments mode. Therefore, make sure that you are well in time before the due date passes.
The mailing address for bill payments is as follows:
TJX Rewards Payments
PO Box 530948,
Atlanta, GA 30353
Online
Paying your bills online is the quickest and most convenient way, and here is how to do it:
- Log in to your TJX website and tap on Pay My Bill.
- You will have to log in to your account using the credentials created in the registration process.
- Go to My Payments, see your bill, and proceed with payment.
- Enter the required information and complete the transaction.
Customer Service Of TJ Maxx
If you want to contact the customer service of TJ Maxx for your payment inquiries, bill resolutions, or any other query, there are many ways to do it.
Phone
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support:
TJ Maxx Store Credit Card: 1-877-890-3150
TJ Maxx MasterCard: 1-800-952-6133
Alternatively, you can send your credit card-related queries to the mailing address of TJ Maxx. You will use the same mailing address when trying to make a TJX Rewards credit card payment via mail.
Here is the mailing address of the company:
TJX Platinum MasterCard
PO Box 530949
Atlanta, GA 30353
TJX Store Credit Card
PO Box 530948
Atlanta, GA, 30353