Target Credit Card Login, Payment, Customer Service and More

Target is one of the biggest departmental store chains in America. Target is operational in 50 states of the U.S., with its headquarters in Minneapolis, Minnesota. There are 1938 stores of Target across all states of the U.S., with a $4.368 billion net income as of 2021.

You can buy anything from target stores, be it clothing, household, groceries, toys, electronics, personal care, luxury products, and whatnot. If you are an American who heavily relies on making purchases with Target store, you will love to get incentives on every purchase, right?

Well, Target has its loyalty plan to reward the customers who often purchase at any of the stores across the U.S. However, a lot of people don’t know about the benefits they can enjoy with their Target loyalty program.

This article is specifically about the Target credit card that is part of the store chain’s loyalty program. We will discuss everything about the Target credit cards, from registration to login and payment to the cancellation of the credit card. So let’s get into it.

Target Credit Card

Target has partnered with T.D. Bank to offer customers an exclusive credit card with several benefits, including discounts, offers, and reward points. The credit card Target is called Red Card.

Target Red Card is not a regular-use credit card that can be used at any store. Instead, it is an exclusive card for Target customers and can be used only when shopping at any of Target’s stores.

T.D. Bank USA, N.A. also issues the REDcard, a visa debit card linked to your Target credit card account. Your Target credit card is charged whenever you use the REDcard to make a payment. However, we won’t talk a lot about debit cards.

It won’t be wrong to say that Target Redcard is a great way to save some money on your everyday purchases. Besides, you can also redeem the reward points to unlock exclusive offers and discounts on different purchases at Target.

How To Qualify For Target Credit Card?

In general, there are easy terms for getting eligible to have a Target credit card. However, T.D. bank might have some qualifying criteria for the customers who can avail of the benefits of Target REDCard.

The general requirements to be able to qualify for Target REDcard are as follows:

  1. You must be a resident of the USA and have an identity proof
  2. Your age should be above 18 to get your REDcard
  3. The user’s credit score should not be lower than 600 if he wants to avail himself of the Target credit card benefits.
  4. Your income should be enough to afford monthly payments like wages, investments, etc.,

Benefits Of Target Credit Card

You know what Target REDcard is and who qualifies for the credit card. But if you are wondering about the exact benefits you can unlock with your Target credit card, here is the list of features and benefits:

Low Credit Score Requirement

Unlike many other store credit cards, REDcard has a lower credit score required to be eligible for the Target credit card.

Discounts And Exclusive Offers

The main benefit of having your Target credit card is access to several discounts and exclusive offers. You unlock the following discounts and offers:

  1. 5% discount on each day when shopping at Target store or online shopping at Target.com
  2. You get early access to product promotions, seasonal sales, Cyber Mondays, etc.
  3. You can earn exclusive extras like special offers, items, etc.

Free Shipping

Another benefit of having your Target credit card is free two-day shopping on thousands of items listed on Target.com. Sounds good, right?

Extended Return period

Unlike Target’s normal 90-day return policy, you get an exclusive 120-day return policy when using your REDcard while shopping at Target.

No Annual Fee

There is no hidden fee or any annual maintenance charges that customers must have to pay to continue receiving card benefits.

Discounts On Starbucks

Additionally, you get 5% savings at in-store locations of Starbucks when paying via REDcard. Now that’s the real perk of having your Target credit card!

Other Discounts And Cashbacks

If you get a Target credit card, you get entitled to 2% cash back on dining and gas purchases and 1% cash back on purchases anywhere else outside of Target. But it’s only valid for guests approved for a Target Mastercard.

How To Register Your Target Credit Card Online?

We have talked a lot about the benefits of Target’s credit card. Let’s talk about registration of the account for online access.

Here is the step-by-step guide to applying for your REDcard online:

  1. Go to the Target official webpage for REDcard here to start the application process.
  2. Tap on Apply For Credit card, and you will be redirected to a new page.
  3. Tap on Create an account to open a form for filling in your personal details.
  4. Enter the required data like your email address, full name, residential address, phone number, etc.
  5. The next step is to verify your identity and income.
  6. Review the Terms and Conditions, create your PIN, and confirm the sign-up.
  7. After completion of the review, you will receive your Target credit card at the given address.

How To Activate Your Target Credit Card?

You can activate your Target credit card in two different ways that are as follows:

Online Via Web Portal

You can activate your Target credit card online by following the simple methods given below:

  1. Visit the official website of Target here.
  2. Since you are new to Target’s credit card service, you will need to sign up for online banking. Tap on Sign Up.
  3. You will need to enter your Card Number and tap on Begin Enrollment.
  4. It will open a new page where you need to enter personal information like your Zip code, the last four digits of your SSN, your complete name, the security code on the back of the card, etc.
  5. Review the information, and confirm.
  6. Create your username and password. Confirm it with your email address and phone number.
  7. Login to your account and activate your card via Manage my Card.

Via Phone Call

You can also make a phone call and activate your Target Credit card. Here is the complete guide to activating your Target credit card via call:

  1. Get your card details and personal information on hand.
  2. Make a call to the following hotline: 800-424-6888
  3. Now, listen to the automated instructions and provide the asked information: Zip code, the last four digits of your SSN, your complete name, the security code on the back of the card, etc.
  4. Confirm the details, and your card will be activated.

How To Log In to Your Target Credit Card Account?

Here is the complete guide on how to log in to your Target credit card account:

  1. Visit the official page of Target called ‘Manage My Card.’
  2. You will see the form asking for a username and password. Enter the credentials being asked. You will add the username and password created during the sign-up process.
  3. Tap on Sign-in.
  4. You will be logged into your exclusive dashboard, where you can check points, balances, bills, payments, etc.

How To Pay Your Target Credit Card Bill?

There are several ways you can pay your Target credit card bill. Let’s discuss each of them:

In-Store

You can pay your credit card bill when visiting the Target store near you. You can stop by the Guest Services Desk at Starbucks and show them your Target credit card and the billing statement. The person on the desk will check your account number and card credentials. You can simply pay the bills in person by following the instructions of the representative at the desk.

Phone Payment

You can also complete the Target bill payment via phone call. Here is what you need to do:

  1. Have your credit card billing information on hand.
  2. Make a call on the following number: 800-424-6888
  3. Follow the automated instructions for bill payment. You can also talk to the Guest Services agent of Target to facilitate you.
  4. After completing the transaction, expect the amount to be credited within 2 business days.

Online

Leverage Target’s online ‘Manage My Card’ feature and easily manage your payments. Here is what you need to do:

  1. Log in to your account via the ‘Manage My Card’ page and go to the payment information.
  2. Tap on Schedule a payment given on the left side of your screen
  3. Enter the amount and select your checking or saving account for payment completion. Wait for the payment to be completed.

Via Mail

  1. Check your due bill via your banking app.
  2. Write a check or purchase a money order to Target Credit Card. Also, enter your account credentials.
  3. Mail it to the address Of Target Credit Card at the following mailing address:

Target Card Services,

P.O. Box 660170;

Dallas, TX 75266-0170

Customer Care Service Of Target

There are several ways you can contact the customer care team of Target to resolve your queries regarding credit cards or other problems. Here are the modes you can adopt to contact the customer support team:

Phone

Call on the Customer Support Number as follows: 1-800-424-6888.

Social Media

  • Facebook: https://facebook.com/Target
  • Twitter: https://twitter.com/Target
  • Instagram: https://www.instagram.com/Target/
  • Youtube: https://www.youtube.com/Target/

Mailing Address

Target Card Services

P.O. Box 660170

Dallas, TX 75266-0170

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