Nordstrom is an America-based luxury department store chain that was established in 1901. The company’s name was adopted from the name of founder John W. Nordstrom. The other founder of the company was Carl F. Wallin.
The store chain has its headquarters in Seattle, Washington, from where it started as Wallin & Nordstrom Store. In the beginning, it was working as a shoe store, but the company expanded into several niches and related industries.
Since it is a luxury brand, many people have affordability issues but still want to enjoy Nordstrom purchases. Nordstrom has a rewards and credit card program for all customers who want financing options to support their purchases.
In today’s article, we will discuss everything you need to know about Nordstrom credit cards, payment methods, and a lot more. So let’s get into it.
What Is Nordstrom’s Credit Card Program?
Nordstrom has a Nordy Club, a reward program under which the regular shoppers of the brand can earn points on their purchases with the brand retail credit card and visa card. Nordstrom offers customers a members-only credit card, a retail store card, and a debit card.
The credit cards of Nordstrom are serviced and issued by T.D. Bank USA, NA. However, the store card and debit card are issued and serviced by Nordstrom Card Services, Inc. As already mentioned, the credit card of Nordstrom is a members-only card; you must have an account with Nordy Club. If you didn’t sign up for Nordy Club, your account would be registered along with the card application process.
The reward program of Nordstrom also has tiers to which every cardholder is upgraded when more points are collected by making sales during a specified period. For instance, if you have spent $500 or more per year, your member status is eligible to be updated to Influencer. Similarly, influencers can upgrade to Ambassador status by spending $5000 or more per year at Nordstrom.
Features And Benefits Of Nordstrom Visa Credit Card
As already mentioned, Nordstrom issues debit cards, closed-loop store cards, and credit cards; we will not go into debt card details. We will discuss the features of Nordstrom’s closed-loop store cards and Visa credit cards.
So here are the main features of Nordstrom Visa Credit Card:
Rewards And Points
Every dollar spent at Nordstrom or other stores with your Nordstrom Visa credit card rewards you back with points that can be redeemed for dollars. The details of rewards for spending are as follows:
- Get 3 points for every dollar spent as Ambassador or Icon in Nordy Club
- If you’re a member of Nordy Club, you will get 2 points on every dollar spent with Nordstrom
- For all purchases outside Nordstrom stores and Nordstrom.com, you will get 1 point for every dollar spent
A Welcome Bonus Of $40
If you get approved for a Visa credit card from Nordstrom, you will get a bonus note for your future purchases. The worth of the welcome bonus note is $40, and it can be really useful if you are using Nordstrom more often than other marketplaces.
Exclusive Perks Like The Nordy Club
You get exclusive access to the features of the Nordy Club. Some of the perks and benefits of Nordy Club include free alterations, free shipping days, early access to discounts & sales, personal double point days, invite-only events, and a lot more.
No Annual Fee
When you choose Nordstorm to purchase your Nordstrom Visa credit card, there is no annual or monthly maintenance fee.
Free Basic Alterations
The members and cardholders of Nordstrom credit cards are eligible to get free basic alterations for their apparel and accessories purchased from Nordstrom.
Early Access TO Anniversary Sales
You will also get early access to the anniversary sales as an exclusive member of The Nordy Club and Nordstrom Visa credit cardholder.
No Foreign Transaction Fees
The Visa credit card by Nordstrom is not only widely accepted worldwide but also saves you from paying foreign transaction fees when using your credit card at international marketplaces or stores abroad.
Features Of Nordstrom Store Credit Card
Nordstrom offers two types of credit cards, as we have already mentioned. The store credit card of Nordstrom comes with more or less the same benefits and rewards as the Visa credit card. However, the differences between the two cards are as follows:
- Nordstrom Rewards credit card is a closed-loop store-only card that can be used at Nordstrom, Nordstrom Rack, HauteLook, Nordstrom Trunk Club, and Nordstrom.com.
- You can’t make contactless payments with your Nordstrom Rewards credit card
- You can’t use your Nordstrom Rewards credit card for international payments
Qualification Criteria For Nordstrom Credit Card
You must fulfill the basic qualification criteria, including credit score, residence status, age, etc., to proceed with the credit card application with Nordstrom. Here are the eligibility conditions you should know before you start the application for a Nordstrom credit card:
- You must be a citizen of the United States or have a permanent resident status
- You must be at or above 18 years
- You must have a physical address in the United States
- A good to excellent credit score to get approved
- Low debt-to-income ratio
- Enough income to cover the costs of the credit card
- Government-issued proof of identity like Social Security Number(SSN), Social Insurance Number(SIN)
How To Apply For Nordstrom Credit Card?
Once satisfied that you fulfill the basic eligibility requirements, the next step is to apply for your credit card. So here is the step-by-step process on how to apply for a Nordstrom credit card:
- Visit the official webpage of Nordstrom for credit card application here.
- Scroll down and click on Apply Now. It will redirect you to the page with cardholder benefits.
- Scroll down again and click on Apply Now button. The next page will ask you to provide your mobile number to check if you’re already a member of The Nordy Club. If you aren’t A Nordy Club member, your credit card application will also register you for club membership.
- Click on Continue and enter the required information in the empty fields depending on the outcome.
- Review the Terms and Conditions, and click on Submit Application.
Wait for the response of T.D. Bank USA, N.A. regarding your credit card approval. If approved, you can use the virtual card number for shopping right away before the physical card arrives at your mailing address.
How To Register For Online Access?
You will need to register for online access to manage your Nordstrom account and The Nordy Club membership. So here is how to register for your credit card account:
- Visit the sign-in page of the Nordstrom card here.
- Click on Sign Up Now, and it will redirect you to the new page for registration.
- Enter your personal information in the empty fields: last name, date of birth, phone number, and last four digits of the card, and click on Continue.
- Follow the on-screen prompts to create your username and password.
- Verify the credentials and complete the registration process. You can use these credentials for future logins to your credit card account.
Activate Your Nordstrom Credit Card
Once you have received your Nordstrom Visa credit card at your mailing address, the next step is card activation so you can use the card when shopping around. Here is the step-by-step guide on how to activate your Nordstrom credit card:
- Visit the Nordstrom credit card sign-in page and look for Activate Card below the Sign-Up option.
- Enter your personal information in the empty fields: last name, date of birth, phone number, and last four digits of the card, and click on Continue.
- Follow the on-screen prompt and verify your information.
- Complete the activation process, and you’re good to go with your credit card.
How To Make Nordstrom Credit Card Payment
Online
- Visit the Nordstrom credit card login page, enter your username & password, and click on Sign in.
- Go to Pay Bill from the main menu. Click on One-Time Payment.
- Enter the bill details, banking information, date of payment, etc., and proceed.
- Follow the on-screen prompts to complete the online payment.
Via Call
You can also make your credit card bill payment via phone call. You should have your credit card details, bill details, bank routing number, etc., before making the call.
Make a call on the following customer service helpline: 1-866-445-0433
Follow the on-call automatic prompts, verify the information, and complete the payment.
Via Mail
You can also make your bill payment by sending checks or money orders to the mailing address. However, make sure to send your checks or money orders 5 to 7 days before the deadline. The mailing address of Nordstrom is as follows:
Nordstrom Card Services
P.O. Box 100135
Columbia, SC 29202-3135
Via NordstromTXT
NordstromTXT is an SMS service that allows you to pay your credit card bills without any hassle. You must send ‘Hi Nordstrom’ to 85224 from your mobile’s messaging app and wait for the message with available options. Choose the bill payment option and proceed with on-screen prompts to complete the payment.
Nordstrom Credit Card Customer Service
Phone
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1-866-445-0433
Alternatively, you can send your credit card-related queries to the mailing address of Nordstrom given below:
Nordstrom Card Services
P.O. Box 100135
Columbia, SC 29202-3135