Mission Lane Credit Card Login, Payment, Customer Service, And More

Mission Lane is a fin-tech company serving people with next-generation financial solutions. The US-based company is not very old, and the main services as of now are credit cards and solutions. The credit card solutions of Mission Lane are the most popular ones as they serve as an opportunity for people to improve their credit scores.

It is important to know that Mission Lane is a fin-tech company that provides customer loan solicitation services. The company is not an actual lender, and the information customers share with third parties in connection with the credit score and loan inquiry.

What are Mission Lane credit cards? How will these credit cards help you build your credit score? How to become a cardholder of Mission Lane? These are some of the most asked questions about Mission Lane’s solutions. Therefore, we will try to answer all the questions.

In today’s article, we will discuss Mission Lane credit card solutions, the application process, qualification criteria, and everything that is important for you to know. So let’s get into it.

What Is Mission Lane Credit Card Program?

Mission Lane LLC is conducting its business under the name Mission Lane Card Services LLC. The company has collaborated with Transportation Alliance Bank, Inc., known as TAB bank, to issue credit cards to customers. The issuing bank is FDIC-approved, and you don’t have to worry much about doing business with Mission Lane.

Mission Lane Credit Card

For Mission Money Visa Debit Card, the company has collaborated with Sutton Bank, and this bank is also an FDIC- approved bank with a license from VISA USA Inc. The credit card issued by Mission Lane is called Mission Lane Visa Credit Card. We will discuss the features and benefits of the card in the next section.

Feature And Benefits Of Mission Lane Credit Card

Here are all the benefits, features, and downsides of the Mission Lane Visa Credit Card, which you should know before applying for a card:

Benefits

Let’s start with the positives of Mission Lane’s credit card:

Higher Credit Lines

If you are a cardholder of Mission Lane, you can enjoy a higher credit line over time. If you are on time for your payments in the first six months, you can avail of the higher credit limit to have immediate funds for your expense.

Visa Card Has Wide Acceptability

It is a Visa card that can be used anywhere for shopping. You can use your card at millions of shops and stores where Visa cards are accepted. Therefore, you won’t have to carry too many credit cards with you.

No Hidden Fees

The company has a policy of transparent pricing which means there are no hidden fees or deductions on your transactions. The only fees charged are those mentioned in the terms and conditions of the Mission Lane Visa Credit Card.

No Security Fee Deposit

It is an unsecured credit card, meaning you don’t have to make a security deposit at the time of your credit card application.

Build Your Credit Score

An FDIC-approved bank issues the credit card, and the credit score of cardholders is reported to all three credit bureaus. You stand a chance to improve your credit score by making your bill payments on time. Your credit score will also improve when you have good standing.

Downsides

Annual Fee

Whether you are leveraging the card’s credit line or not, you have to pay an annual fee of up to $59.

Pre-Approval Is Necessary

You must have a fair or good credit score to get approved for Mission Lane’s credit card. Besides, not everyone can apply for a card. You are only eligible if you have been pre-approved and received an offer email to join Mission Lane’s credit card program.

No Cashbacks and Rewards On Spending

Unlike many stores and retail cards, there are no exquisite cashback and rewards when you are spending money with your Mission Lane credit card. It can be a downside for many people who are always looking to save some extra bucks on their shopping.

Qualification Criteria For Mission Lane Credit Card

Every bank and credit card company sets certain cut-off criteria to determine who can and who can’t apply for a credit card. Similarly, Mission Lane has also made some requirements mandatory to be fulfilled to become an applicant. Here is the information you will need to apply for a credit card from the company:

  1. You must be a permanent resident or citizen of the US and its territories. However, you cannot apply if residing in Massachusetts, Maryland, Maine, North Dakota, Nevada, and West Virginia
  2. You must be at or above the age of majority according to your state’s law
  3. You must have a valid physical address in the United States
  4. Government-issued Social Security Number or ID Proof
  5. Income information(steady source of income, low debt, more disposable income, etc.)
  6. Active email address and phone number
  7. Most importantly, you must have received an offer to apply from the bank.
  8. Fair credit score

How To Apply For Credit Card?

You can only apply for your credit card from Mission Lane if you have received the offer code from the company. Therefore, the first thing you need to get done is pre-approval. So here is the step-by-step guide to getting pre-approved and applicant.

  1. Visit the official website of Mission Lane and look for Visa Credit Card. Tap on See If I’ll Be Approved.
  2. It will open a new form where you need to enter your information in empty fields. It will start with your personal information like name, SSN, Dob, etc. The second section is about your financial information, and the last one asks about the applicant’s contact information.
  3. Complete the form and review the terms and conditions.
  4. Once reviewed, tap on See If I’ll Approve.
  5. If you are approved, you will receive a card offer on your contact information. It will contain a code that you need to apply for a card.
  6. Go back to the website of Mission Lane and click on Respond to Mail Offer. And submit the pre-filled credit card application based on pre-qualification information. Also, enter your offer code for verification purposes.
  7. Now, wait for the company to run a hard credit pull on you to check your credit score and information. Depending on the outcome, you will be sent a card or served with a reason not to consider you.

Activating Your Mission Lane Credit Card

If you get approved, you will receive your Mission Lane credit card at your mailing address. You need to activate your card before using it anywhere for shopping or transactions. First, you will need your Mission Lane account to sign in for card activation.

So here is the step-by-step guide to activating your Mission Lane credit card:

  1. Visit the official webpage of Mission Lane and sign in with your email address and password.
  2. Once signed in, look for Activate option and click on it. 
  3. Complete the information form and activate your credit card.

You can also activate your Mission Lane credit card on call.

Make a phone call on the number on your credit card’s back. The working days for call activation are Monday to Friday.

How To Register For Online Access and Login to Lane Credit Card?

Here is how to sign up for online access to your account against your Mission Lane Visa Credit Card.

  1. Visit the official webpage of Mission Lane and sign up for the Mission Lane account here.
  2. Once your account is found, complete the information asked and complete the signup process in a few simple steps.
  3. The same account will be used for payments, card activation, information management, and more.

How To Make Mission Lane Credit Card Payment?

There are three ways you can use to pay your Mission Lane credit card bill:

Via Dashboard

The step-by-step guide for online payment is as follows:

  1. Sign in to your Mission Lane account with your username and password here.
  2. Go to Make Payments.
  3. Enter your checking account details like bank name, account number, and bank routing number.
  4. Enter the payment information and click on Submit.

Via Phone Call

A phone call is the second option if you want to make payment of your credit card bill without logging into your Mission Lane credit account. Make a call on the number printed on the back of your card and follow the on-call instructions and prompts to complete your credit card payment.

Via Mail

You can also send your card payments to the company’s mailing address. Send your checks and money orders to the following mailing address:

Mission Lane
PO Box 23075
Atlanta, GA 31902-3075 

Customer Service Of Mission Lane

Via Call

Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support:  1-855-790-8860

Mail

Alternatively, you can send your credit card-related queries to the mailing address of Mission Lane’s Credit cards

Mission Lane
PO Box 23075
Atlanta, GA 31902-3075 

Scroll to Top
Scroll to Top