Kohl’s Credit Card Login, Payment, Customer Service, and More

Kohl’s is a name that most people are familiar with if residing in the US. Kohl’s was founded in Brookfield, Wisconsin, in 1962 and became a public company in 1992 with 72 stores in the Midwest. It was 2001 when the company launched the online store Kohl’s, and it was the breakthrough point for the company.  In 2003, the company expanded its network with 28 new stores in California, and later on, the expansion plan was executed with 1100 stores in 49 states of the US.

Kohl’s department stores, a subsidiary of Kohl’s Corp, is renowned for omnichannel retail dealing in different niches and industries. It is the second-largest retail chain in terms of revenues. From home décor to clothing, groceries to toys, and shoes to electronics, you can purchase everything from Kohl’s brick-and-mortar stores or the company’s online store.

The company has launched its loyalty and reward program for customers who are regular shoppers of the store. The store credit card is issued to the customers so that they can enjoy exclusive benefits, offers, and discounts on their future purchases with the store. In today’s article, we will talk about Kohl’s credit card application, activation, login, payments, and a lot more.

So let’s get into it.

What is Kohl’s Credit Card?

Kohl’s reward program has a closed-loop credit card for regular shoppers of Kohl’s who can use the card when shopping at Kohl’s. Kohl’s has collaborated with Capital One Bank to issue retail credit cards for their customers.

Although the card can’t be used outside Kohl’s, it is a good choice for people with a fair credit card. You can enjoy huge discounts and zero maintenance fees on the card. Therefore, it won’t hurt to have an extra closed-loop card with you at no cost.

Kohl’s credit card is not the same as the credit cards issued by financial companies like American Express, Visa, Mastercard, Discover Logo, etc. Although you can enjoy the credit facility, the limits are much lower than regular credit cards. We will talk about the features and benefits of Kohl’s credit card in the next section.

Features And Benefits Of Kohl’s Credit Card

Here are all the features and benefits you can expect when getting your Kohl’s credit card:

Benefits And Rewards

The best thing about closed-loop credit cards is the benefits and rewards for cardholders. Similarly, you can enjoy several benefits and rewards with Kohl’s credit card that are as follows:

  • 35% discount on your first purchase on Kohl’s card
  • You can earn 50% more rewards on Kohl’s membership with your Kohl’s card (7.5% instead of 5%)
  • Coupons and vouchers
  • Regular promotional events with special prices and an additional $10 on purchases of $50 during events

Annual Fee

There is no annual fee or maintenance fee for your Kohl’s credit card. Therefore, you don’t have to worry about any membership fee or annual fee for keeping Kohl’s card in your wallet.

APR

The annual Percentage Rate on the credit facility of Kohl’s credit card is above the average APR on all closed-loop credit cards. Therefore, you should make sure that you are paying your Kohl’s bill to avoid the high APR.

Credit Limit

The credit limit of the Kohl’s card starts from $300 once you are approved. Most people have a credit card limit of around $300 to $500. However, the maximum credit limit of Kohl’s credit cardholders has been reported to be not more than $1000.

Additional Offers For Cardholders

When you have a Kohl’s credit card, you get entitled to some extra perks and benefits. It includes special offers on the anniversary, coupons, additional discounts on spending more than $600 a year, and many more such members-only benefits.

Low Credit Score

Unlike regular credit cards, the credit score requirement for Kohl’s credit card is not very strict. Therefore, you can get Kohl’s credit card even if you don’t have a very high credit score.

How To Qualify For Kohl’s Credit Card?

If you want to apply for Kohl’s credit card, you must fulfill the minimum requirements for getting approved. Here are the basic qualification requirements for getting approved for Kohl’s credit card:

  • Be at or above the age of majority according to your state of residence
  • Your credit score should fall in the category of the fair score, 640 or higher
  • Have a physical address in the US with a street name
  • Proof of enough income to pay your credit card bills
  • Have a government-issued SSN or TIN
  • Low debt-to-income ratio

How To Apply For Kohl’s Credit Card?

If you want to apply for Kohl’s credit card, here is how to proceed with your credit card application:

  1.  Visit the official webpage of Kohl’s department stores for Kohl’s Credit Card here.
  2. Scroll down and tap on Apply Now button.
  3. The application page will open, where you will fill in the empty fields. Enter the following information: your name, address, phone number, date of birth, SSN, annual income, email address, etc.
  4. Review the requirements, terms, and conditions. Check the box and tap on Proceed.
  5. Tap on review and check if all the information you have added is correct to the best of your knowledge.
  6. After review, submit your application and receive the decision of the company. Usually, the decision is instantly received by the applicants.

How To Activate Your Kohl’s Credit Card?

The company will send you the physical card in 7 to 10 working days if you get approved. Once your card arrives, you will have to activate your card. Here are different ways you can use to activate your Kohl’s credit card:

Via Call

To activate your Kohl’s credit card on the phone, you will need to call on the number printed on the sticker pasted on the front of the credit card. You will need to provide information like your SSN, card number, phone number, etc., to activate your card on the phone.

Online

You can also activate your credit card from Kohls by following these simple steps:

  1. Visit the official webpage of Kohl’s for card activation here.
  2. Tap on Register, and it will open the card activation page.
  3. Enter your Kohl’s credit card number in the empty field and tap on Continue.
  4. Fill in the personal information required on the next page for authorization of your credit card.
  5. On the next page, enter your email address, phone number, etc.
  6. After authorization, create your username and password for future sign-ins.

Via Mobile App

CapitalOne Bank has collaborated with Kohl’s Department Stores. Therefore, you can activate your card via the mobile app of CapitalOne. Here is how to activate your card:

  1. Install the official app from Google Play Store or App Store here.
  2. Use the credentials you created for online access to log in to the mobile app.
  3. Once signed in, go to Settings and click on the Credit Card Activation button.
  4.  Follow the on-screen prompts to complete the card activation process.

Login To Kohl’s Credit Card

Kohl’s Credit Card Login

Once you activate your Kohl’s credit card, you register for online access to your credit card account. Therefore, you won’t need additional registration for your credit card from Kohl’s Department Stores. Here are simple steps to log in to your Kohl’s credit card online dashboard:

  1. Visit the official login page of Kohl’s credit card here.
  2. Fill in the empty fields with the username and password you created during the card activation process.
  3. Once logged in, you can update your personal information, review your bills, make payments, and check other offers via your Kohl’s account.

How To Pay Kohl’s Credit Card Bills?

When you want to make payment of your Kohl’s credit card bill, here are different ways you can leverage:

Online

Here is how you can make your bill payment via the online account of Kohl’s credit card:

  1. Login to your account by following the steps shared above.
  2. Go to Pay My Bill.
  3. Enter your bill details, bank routing number, and other required information to proceed.
  4. Confirm the details and complete your transaction.

By Phone

To pay your credit card bill via phone, here is what you need to do:

  1. Call on Kohl’s credit card number printed on the back of the card.
  2. Follow the automatic prompts on call to complete the payment.
  3. You will need to provide a routing number, card information, bill, etc., to complete payment.

Mobile App

You can also log in to the official app of Capital One to make payment of your credit card bill.

By Mail

If you choose to pay your credit card bill via mail, you can send the checks and money order to the following mailing address:

Kohl’s PO Box 60043
City of Industry
CA 91716.

At Kohl’s Store

With Kohl’s credit cards, you have the facility to pay your credit card bills by visiting the local store of Kohl’s.

At CapitalOne Bank Branch

CapitalOne also accepts the payment for bills of Kohl’s credit cards. Therefore, you can visit your nearest bank branch to make payment as instructed.

Customer Service Of Kohl’s Credit Card

Via Call

Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support:  855-564-5748

You can call the number during the following business hours:

Mon-Sat: 7 am to 9 pm CT

Sun: 10 am to 8 pm CT

Mail

Alternatively, you can send your credit card-related queries to the mailing address of Kohl’s credit card Kohl’s PO Box 60043
City of Industry
CA 91716.

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