Ashley Furniture HomeStore is one of the most popular brands in the world when it comes to shopping for affordable home furniture, office furniture, and related products. Ashley Furniture HomeStore was previously known as Ashley HomeStore. It is an American-based company founded in 1997, which has expanded its operation to over 2000 locations worldwide.
Soon after the company started its operations in 1997, it became the #1 furniture retailer in North America. In 2005, the company opened its 200th store. In 2006, it got recognition as the fastest-growing furniture chain and furniture-selling brand worldwide
Ashley Furniture has also launched customer loyalty programs and store credit cards to facilitate the regular shoppers of the brand. However, many people don’t know how to get a store credit card, how it works, and how to manage everything about Ashley’s credit card.
In today’s article, we will talk about Ashley Furniture HomeStore’s credit card, qualification, application, activation, payment, and a lot more. So let’s get into it.
What Is Ashley Furniture HomeStore Credit Card?
Ashley Furniture HomeStore credit card is part of the brand’s reward program for people who want exclusive offers, discounts, and rewards on their purchases with the brand. The company has collaborated with Synchrony Bank of Synchrony Financials to issue the cards to the applicants fulfilling the qualifying criteria.
A store credit card can only be used to purchase furniture, mattresses, and home décor items. Unlike MasterCard, American Express, or Visa cards, you cannot use the Ashley credit card outside the company’s stores or online website. Although a closed-loop card, getting the Ashley credit card for yourself is not a bad deal as it has many advantages and offers.
Benefits And Features Of Ashely Credit Card
Let’s talk a bit about the benefits and features of Ashley’s card. Here is everything you can expect when you get your Ashley HomeStore credit card:
Perks and Rewards
When you become a cardholder of Ashley’s credit card, you can enjoy the rewards and perks on the qualifying purchases. The most popular rewards advertised by the brand are as follows:
- Ashley’s rewards
- Birthday perks -10% off for an entire month
- Sneak peeks into exclusive offers
- Signup for Ashley Furniture emails and get a $100 discount on the first order
- If you purchase items worth more than $2500 in two transactions, you get entitled to a flat $50 store credit.
- Tuesday deals
No Annual Fee
There is no annual maintenance fee for Ashley’s card. Therefore, you don’t have to worry about any charges for keeping the card with you.
Cardholders Exclusive Discounts
The company sends exclusive discounts, coupons, and offers to cardholders depending on their spending, credit score, birthday, etc.
Events And Offers
You can enjoy exclusive prices and discounts on different national and international events. For instance, Black Friday, Christmas, New Year, Super Bowl, etc.
Financing Options
The essential thing to see when getting a credit card is the availability of financing options. Fortunately, Ashley’s credit card has several financing options, including interest-free options and financing for up to 60 months.
High Late Payment Fee
Although the card has many benefits and features, you will have to pay a very high late payment fee. The late payment fee is $38. Therefore, if you want to leverage Ashley furniture’s credit card, you should clear the bills in time.
High APR
The company charges variable APR that can go up to 29.99%. However, if you pay in 18 months, 0% APR is charged to you.
Credit Score Requirement
You must have a credit score of 650+ to increase your chances of getting approved for Ashley Furniture’s credit card.
Qualification Criteria For Ashley Furniture HomeStore Card
You must fulfill certain requirements for Ashley Furniture HomeStore credit card approval. Here are the general requirements for increasing chances of qualification:
- You must be at the age of 18 or above to apply for an Ashley Furniture HomeStore credit card
- You must possess a valid Social Security Number to pre-qualify
- Have a physical address in the U.S.
- You must have proof of income to cover the bills
- The debt percentage should be lower
- The credit score of the applicants should be 650 or above
How To Apply For Ashley Furniture Credit Card?
If you are confident that you are eligible to get an Ashley Furniture HomeStore credit card, the next thing you will need to know is the application process. So here is how to apply for an Ashley Furniture credit card:
- Open the official webpage of Ashley Furniture HomeStore credit card here. Look for Apply For Financing option given in the Customer Care center in the bottom menu. Click on the link.
- It will open a new page where you will see the details of Ashley Advantage Credit Card and tap on Check If You Pre-Qualify.
- Start the prequalification check, enter your details(SSN and mobile Number) in empty fields, and click Continue.
- If you pass prequalification, you will be redirected to the page for applying. Click on Apply Now and start the application. Fill in the required information in the empty fields and complete the application process.
How To Activate Your Ashley Credit Card?
Once you have completed the application process, wait for approval from the company and receive your card in 7 to 10 working days. Once you receive your Ashley credit card, it is time to activate it to start making payments at Ashley stores.
All you need to do is make a call on the number printed on the sticker pasted on the front of the credit card. Follow the prompts and provide the required information to activate your Ashley Credit Card on call.
How To Register For Online Access?
You must access the online account to manage your Ashley Furniture credit card. Therefore, you have to register for online access.
How will you register for online access?
Here is the step-by-step guide to registering for online access:
- Go to the official page of Ashley Furniture HomeStore on Synchrony Bank’s website here. Click on Login Button to open up the login page.
- Since you have not registered for the online account yet, you will click on I want to Register option on the page.
- It will redirect to the registration page, where you will have to fill in the empty fields to register for online access.
Add the information like account number, last four digits of SSN, and Date of birth, and click on Continue.
- It will take you to the verification page, where you have to verify the information.
- The next step is profile setup, where you will enter your email, mobile number, etc., and create your username and password.
- The last step is confirmation, where you must confirm the credentials by entering the OTP sent to your email address and phone number.
You can always use your username and password to log in to your credit card account, manage the account, change information, check your bills, pay credit card bills, and a lot more.
How To Make Payment For Ashley Furniture Credit Card?
You can make credit card payments in several ways when you are an Ashely Furniture credit card holder. Here are different ways you can leverage for making payments:
Online Account
We have already discussed the complete process of registering for online access to the Synchrony-Ashley Furniture credit card account. You can pay your bills online from your account or as a guest. Here is what you need to do in either case:
1. Pay As Guest
- Visit the login page of the Synchrony-Ashley Furniture account here.
- Click on Pay As Guest.
- Now you will be redirected to the payment page, where you need to enter your details to find your account. Enter your card number, the last 4 digits of your SSN, and your Zip Code. Check I’m not a robot box and click on Find Account.
- Provide your bank account number, bank routing number, bill amount, etc., on the next page to proceed with the credit card payment.
2. Pay By Logging In
- Visit the login page of the Synchrony-Ashley Furniture account here.
- Enter your username and password in the empty field. Click on Login.
- Once there, go to the Bill Payments section of your account and check your bill.
- Enter your bank account details and follow the on-screen prompts to proceed with the credit card payment.
Via Call
You can also call the customer service number of the Ashley Homestore credit card to pay your credit card bill. Follow the automatic prompts on the call to complete the payment for Ashley’s credit card anytime. Here is the phone number for credit card payments: 1-866-419-4096
Via Mail
If you want to make a bill payment via check or money order, you can mail it to the mailing address of Synchrony Financial here:
Synchrony Financial,
PO BOX 960061,
Orlando, FL 32896-0061
Customer Service For Ashley Furniture Credit Card
Via Call
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1-866-396-8254
Via Mail
Alternatively, you can send your credit card-related queries to the mailing address of the Ashley HomeStore Credit cards
Payments:
Ashley HomeStore/ Synchrony Financial
PO Box 960061
Orlando, FL 32896-0061
