If you are a person who loves sports and outdoor activities, the urge to stop by any good sports store and get the material for yourself is resistible. However, your budget might not be allowing you to make that purchase. What would you do in that case?
Of course, compromise!
But what if you come to know that there is something you can benefit from? A US sports goods and outdoor store offers a reward program for customers so they can shop for their favorite products at favorable discounts.
Academy Sports + Outdoor has a reward program based on credit cards for customers. The Academy’s credit card holders can enjoy several perks and benefits when shopping from Academy Sports + Outdoor stores. In this article, we are going to talk about the reward program and the Academy credit card.
We will tell you about the reward program itself, how to become part of it and how to set up, log in, and make payments for your Academy Sport credit card. So let’s get into it.
What Is Academy Sports + Outdoor?
As the name suggests, Academy Sports + Outdoor is a chain of sports & outdoor activities goods stores in the US. It is considered one of the largest national store chains in the relevant sporting goods category. The company has its headquarters in Kat, Houston, Texas.

If we talk about the Academy Sports + Outdoor network, there are more than 266 stores across the US, and the company is enthusiastic about opening more. The product categories the company deals in include sporting goods, camping gear, leisure products, relevant footwear, apparel, camping equipment, hunting & fishing equipment assortment, and a lot more.
Academy Sports Credit Card
Let’s talk about the rewards program and Academy Sports + Outdoor credit card.
Academy Credit Card is part of the company’s reward program, allowing cardholders to enjoy exclusive perks and discounts on their everyday purchases. Academy Sports + Outdoor has collaborated with Comenity Bank to issue closed-loop credit cards for their customers who want exclusive deals.
You can use the card to make purchases at Academy Sports + Outdoor, pay your bills via app/mail/via phone, etc. It is the only card issued in the reward program of the company. You should know that you can not use this card to make payments outside Academy stores.
Details Of Academy Sports Credit Card
Let’s talk about the benefits and features of the Academy credit card:
Discounts(Daily & Event-Based)
Let’s start with the exclusive perks of having your Academy credit card. The cardholders will get a discount on their online and in-store purchases of Academy Sports + Outdoors. There is a daily discount of 5% on your purchases.
Besides the daily discounts, cardholders can also enjoy event-based discounts given on a periodic basis. For instance, a double discount of 10% is available to Academy Card Holders for the upcoming Black Friday.
Shipping Discounts
If you make purchases of more than $15, you get free shipping from the store. However, the free shipping offer is not applied to bulk items. The minimum pre-tax value of your order should be $15.00 to enjoy the discount. There is also an exception for certain states, as free shipping is not available in California, Alaska, and Hawaii.
Sign Up Waiver
Whenever a customer decides to become an Academy credit card holder and apply for the credit card, a signup discount of $15 is instantly given to him. The $15 discount is applicable on purchases of $15 or more. The minimum order value should be $15.01 to earn the discount.
Availability
The Academy Sport + Outdoor reward program is the company’s collaboration with Comenity Capital Bank. Therefore, the service availability might get affected in certain states or cities. For instance, the credit card program is not currently available for the residents of California State.
APR
The Annual Percentage Rate for financed purchases from Academy Sports + Outdoor is 26.99%. However, if you pay the bill within 25 days of a period closing, you won’t be charged anything by the company.
Fees And Rates
Unlike many other closed-loop credit cards, there is no annual maintenance fee for the Academy credit card. The interest rate on credit plans starts from $2 and goes up depending on the bill.
Late Payment Fee
If you have not cleared your credit card bills within the prescribed time frame, a penalty as a late payment fee is charged. The penalty fee can be as high as $40, depending on your state of residence.
How Do You Qualify For Academy Sports Credit Card?
Many companies do not bother with the customers’ credit scores when issuing closed-loop credit cards. However, credit approval is necessary when you are looking to become part of the Academy credit card plan. The terms are not very strict, but you still have to qualify for the card by meeting the minimum acceptable criteria.
Here are the criteria to qualify for Academy Sports Credit Card:
- You must be resident of the US with proof of residence(mailing address in the US).
- You should be a resident of any state except California
- The minimum age should be 18 or higher
- Appropriate credit score to avoid the high-interest rates on financing options
- You should have a valid tax identification number, Social Insurance Number, or Social Security Number
How To Apply For Academy Credit Card?
If you meet the minimum requirements of the Academy credit card, here is the procedure to apply for your card:
- Visit the official Academy Sports + Outdoor website and go to the credit card webpage here.
- Tap on Apply Now button to proceed forward with your application process.
- You will be redirected to a new page where you have to enter all the relevant information to complete the application process. The first page includes fields like Name, SSN last four digits, annual income, date of birth, etc.
- Once added, tap on Next and fill in the contact details on the next page. It includes your mailing address, current, and alternative phone number, Zip code, city, state, email, etc.
- Tap on Continue and follow the on-screen prompts to complete the application process! That’s it.
How To Activate Your Academy Sports Credit Card?
Once you receive your credit card at your mailing address, you will have to activate your card. You can activate your Academy credit card by calling on the hotline or online via the Comenity Capital Bank website.
By Call
To activate your card online, make a call on the hotline at 1-800-285-1877 and follow the automatic prompts to activate your card. You must have all the required information before making the card activation call.
Online
To activate your card online, here is the step-by-step guide to follow:
- Go to the official website of Comenity Capital Bank here.
- Tap on Activate Card from the top menu, and a new page for card activation will open up.
- Start filling the form with the information required in the given fields. You will need your credit card account number(find it on your card or monthly statement), expiration date or card, identification type, last four digits of SSN, and zip code/postal code. Tap on Continue.
- Add the required information on the next page and complete the card activation process for Academy Sports + Outdoor credit card.
How To Register For Online Access?
How do you register for online access to your Academy credit card for making payments, purchases, or checking your bills and other information?
Here is the step-by-step guide to doing it:
- Go to the official webpage of Academy Credit Card and tap on Manage Account. It will take you to Comenity’s webpage for Academy, credit card holders.
- A new page will open, and you will tap on Register Now from the top menu.
- It will open a new webpage where you have to enter your credit card account number, zip/postal code, SSN, and last four digits of SSN, and tap on Find My Account.
- Enter your phone number, email address, etc., on the next page to create your account for online access.
- Create your User ID and Password for future sign-ins, and you are good to go!
How To Make Academy Sports Card Payments?
Wondering how to make payment for Academy credit card bills?
You can pay your bills online(with or without an account), via call, or by sending a check to the company’s mailing address.
Online
With Account :
- Sign in to your account with the same username and password you created during the signup process.
- Tap on Payments to view your bill and other payment details.
- Follow the on-screen instructions to complete your bill payment.
Without Account:
- Visit the official website of Academy Sports + Outdoor and tap on Manage Account.
- A new webpage of Comenity Bank will open. Tap on the “Try It Now” button in the notification bar stating Pay Faster Without Signing In.
- Enter the required details and tap on Find My Account. Follow the on-screen instructions to complete the payment process.
Via Call
You can also call the Academy card payments number and pay your bills via bank account and routing numbers. The hotline for payments via call is: 1-877-321-8509
Customer Service For Academy Sports
Via Call
Customer care support is available during working and normal business hours. You can call on the following number to talk to customer support: 1-877-321-8509
Alternatively, you can send your credit card-related queries to the mailing address of the Academy Sports credit card:
Payments:
Academy Sports Credit Card
P.O. Box 659820
San Antonio, TX 78265